with computers/internet, everyone is missing the big question, the 800lb gorilla in the room.

what do we even need banks for??

the only skill and service you are even paying them for is their access to computer system and very few of them even know how to use the computer from what i've seen.


which raises a much much bigger serious question.

why are they given bank charters??? what special talent or skill do they possess giving them the right to issue our currency?? if it could just be done on computers??