OP is posing, he made all of the personal stuff up.

First, a doctor would know when to use "its" rather than "it's" and "lose" rather than "loose."

Second, he says he can barely afford to put his kid through school, yet he is building a fantastic mansion in the expensive NYC area.

Third, he says he will not have much to leave to his grandkids when he dies, but that big house and the land it's on will be a substantial inheritance for his devisees.

I think this whole thing is a just a nice story that the OP made up. It's well done, and it presents interesting points about progress. But there are too many inconsistencies for it to be non-fiction.