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Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..

 
Anonymous Coward
User ID: 76508392
United States
07/11/2019 04:49 PM
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Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
but they can't. They are in debt that can never be paid back. Huge mortgages on homes they can't really afford and huge credit card debt to live the lie.

A good economy and real wealth of a healthy stock market would allow them to be able to to earn enough to pay it all off. The stock market has been h!jack3d.

But most of you are so stupid you just don't get it.
JypsieWind

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07/11/2019 04:50 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
They can’t or they don’t choose to?
JypsieWind
Anonymous Coward
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07/11/2019 04:50 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
What debt ? I have 13,500 in credit and dont have 1$ on it right now.

FICO SCORE is 804 and I have NO TATTOOS !!! hahaha

Tattoo'd trash
Anonymous Coward (OP)
User ID: 76508392
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07/11/2019 04:52 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
They can’t or they don’t choose to?
 Quoting: JypsieWind


They can't. Most are so stretched so thin, they make only the minimum payment to stay afloat.
Anonymous Coward
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07/11/2019 04:52 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Lots of people still outta work and the wages are too low and rent too high.

The economy is good for the rich.
Anonymous Coward
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07/11/2019 04:53 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
zackly...
Anonymous Coward (OP)
User ID: 76508392
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07/11/2019 04:53 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
What debt ? I have 13,500 in credit and dont have 1$ on it right now.

FICO SCORE is 804 and I have NO TATTOOS !!! hahaha

Tattoo'd trash
 Quoting: Anonymous Coward 76857890


I have no debt either. Fico of 840.

Own two homes, two cars. All paid off
Anonymous Coward (OP)
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07/11/2019 04:56 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
My point is the majority are in debt up to the ears with no real intention or means to ever pay it off.
Anonymous Coward
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United Kingdom
07/11/2019 04:57 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
The economy is all kinds of fucked up, freight orders were down over 70% in both May and June, the auto industry is imploding, even big chain restaurants are closing stores.
Anonymous Coward
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07/11/2019 04:58 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Or, they are making bank on investments and would lose money paying down debt. That won't go on forever though obviously. Eventually they are toast.
GenX Dude
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07/11/2019 05:00 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
What debt ? I have 13,500 in credit and dont have 1$ on it right now.

FICO SCORE is 804 and I have NO TATTOOS !!! hahaha

Tattoo'd trash
 Quoting: Anonymous Coward 76857890


I have no debt either. Fico of 840.

Own two homes, two cars. All paid off
 Quoting: Anonymous Coward 76508392


That’s fantastic. Good on ya.

The Mrs. and I only have mortgage debt and we’re working hard on paying that off, hopefully within the next five years. I’ll be 54 by then and have (hopefully) essentially zero debt. We keep a couple hundred on the CC just to maintain credit should we need it.
*I don’t give red karma. If I don’t like what you say, I suck it up and move on. Down with Snowflakeism.

*”Hope is not a strategy.” ~ Pool players’ axiom.
Anonymous Coward
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United States
07/11/2019 05:02 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
It's a worldwide problem actually.

People around the world owe more debt than money exists.
Force King

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07/11/2019 05:06 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
No they're programmed to spend more.
Philly Philly
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07/11/2019 05:07 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
My point is the majority are in debt up to the ears with no real intention or means to ever pay it off.
 Quoting: Anonymous Coward 76508392

And there is your answer...
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07/11/2019 05:07 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
fullretard

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jimmyrigger

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07/11/2019 05:16 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
My point is the majority are in debt up to the ears with no real intention or means to ever pay it off.
 Quoting: Anonymous Coward 76508392


These people have the same problem as our congress.
It's called a spending problem. And it is our congress
that has caused many of those problems.
The liberals forced the banks to loan money to those
people that could not afford to buy a house. And then
the congress allows, or forces our President to allow
migrants from all over the world to come here to take
away our jobs and/or force the US taxpayer to make
sure the migrants are comfortable and healthy.
.. Our congress does everything to shit in the faces
of American people and love on the new democrats
coming here
.. If those " poor people " knew how to take care of
their money, they would not be in debt.-they don't want to.-
Anonymous Coward
User ID: 74840013
United States
07/11/2019 05:24 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
WRONG! Great tax return, jobs a plenty. And yes, I am debt free!
Anonymous Coward
User ID: 5814162
United States
07/11/2019 05:38 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Wait until the masses realize all they have to do to crash the system that enslaves us is to demand proper validation by the third party creditors when they take you to court...they cant...their bill of sales have no validation or real info regarding the debt. One cant buy bad debt from the original creditor and then sue for damages when they did it to themselves...its actually a valid legal defense against them.


Ive done it multiple times. The look on the judge and lawyers faces is priceless. Original creditors thrive on writing off debt then selling it for pennies on the dollar. The 3rd party cant ask for more than they bought it for and since they sued you for excessive damages you can counter sue them.
JypsieWind

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07/11/2019 05:40 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
They can’t or they don’t choose to?
 Quoting: JypsieWind


They can't. Most are so stretched so thin, they make only the minimum payment to stay afloat.
 Quoting: Anonymous Coward 76508392


You personally know how each individual with a credit card chooses to spend their money?
No. You don’t.
JypsieWind
Anonymous Coward
User ID: 52129620
Canada
07/11/2019 05:44 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Paying off credit card debt has nothing to do with the strength of the economy.

The reason people run up debt in the first place is because they are living above their means. They carelessly throw away money just to have the image of appearing like they have more money than they actually have.

Examples are owning a house bigger than they actually need or can really afford. Buying new cars every couple years. Owning ridiculously over priced phones and computers made by Apple just because they see there products in movies and TV shows.

With the popularity of Fakebook this problem has become even worse because now everyone is out to try and impress everyone else and trying to show the world just how great their lives are no matter how much in shambles their lives really are.
SailBeyond

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07/11/2019 05:56 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Paying off credit card debt has nothing to do with the strength of the economy.

The reason people run up debt in the first place is because they are living above their means. They carelessly throw away money just to have the image of appearing like they have more money than they actually have.

Examples are owning a house bigger than they actually need or can really afford. Buying new cars every couple years. Owning ridiculously over priced phones and computers made by Apple just because they see there products in movies and TV shows.

With the popularity of Fakebook this problem has become even worse because now everyone is out to try and impress everyone else and trying to show the world just how great their lives are no matter how much in shambles their lives really are.
 Quoting: Anonymous Coward 52129620


Medical debt is actually the most significant contributor to credit card debt and bankruptcy. When we have to do GoFundMe's to pay for your daughter's life-saving ileostomy (she had her large intestine removed due to Crohn's disease and then developed massive blood clots, also because of Crohn's and has been in and out of the hospital since she was 12) despite having a good job with health insurance, you know something is severely wrong.
Come, my friends,
'Tis not too late to seek a newer world.
Push off, and sitting well in order smite
The sounding furrows; for my purpose holds
To sail beyond the sunset, and the baths
Of all the western stars, until I die.
--"Ulysses," Alfred Lord Tennyson
Anonymous Coward
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07/11/2019 06:07 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Naaa, I'm doing great. FICO pinned at 800 10s of thousands in cred. Just not a millenial idiot.
Larry Hinklestein

User ID: 64586599
United States
07/11/2019 06:21 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
I just paid one off last month. Gonna keep it that way too unless an emergency comes up.
For duty and humanity !
Anonymous Coward (OP)
User ID: 76508392
United States
07/11/2019 06:22 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
They can’t or they don’t choose to?
 Quoting: JypsieWind


They can't. Most are so stretched so thin, they make only the minimum payment to stay afloat.
 Quoting: Anonymous Coward 76508392


You personally know how each individual with a credit card chooses to spend their money?
No. You don’t.
 Quoting: JypsieWind


You must be one of those who is in debt up to your ears....

Yes, I know. Don't be an idiot. Facts are facts. The nation has a debt problem.
Anonymous Coward (OP)
User ID: 76508392
United States
07/11/2019 06:23 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
I just paid one off last month. Gonna keep it that way too unless an emergency comes up.
 Quoting: Larry Hinklestein


Excellent
Anonymous Coward (OP)
User ID: 76508392
United States
07/11/2019 06:25 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Paying off credit card debt has nothing to do with the strength of the economy.

The reason people run up debt in the first place is because they are living above their means. They carelessly throw away money just to have the image of appearing like they have more money than they actually have.

Examples are owning a house bigger than they actually need or can really afford. Buying new cars every couple years. Owning ridiculously over priced phones and computers made by Apple just because they see there products in movies and TV shows.

With the popularity of Fakebook this problem has become even worse because now everyone is out to try and impress everyone else and trying to show the world just how great their lives are no matter how much in shambles their lives really are.
 Quoting: Anonymous Coward 52129620


Exactly

It's all smoke in mirrors

No one has any real wealth anymore

They are pretending with lending
Anonymous Coward (OP)
User ID: 76508392
United States
07/11/2019 06:26 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Paying off credit card debt has nothing to do with the strength of the economy.

The reason people run up debt in the first place is because they are living above their means. They carelessly throw away money just to have the image of appearing like they have more money than they actually have.

Examples are owning a house bigger than they actually need or can really afford. Buying new cars every couple years. Owning ridiculously over priced phones and computers made by Apple just because they see there products in movies and TV shows.

With the popularity of Fakebook this problem has become even worse because now everyone is out to try and impress everyone else and trying to show the world just how great their lives are no matter how much in shambles their lives really are.
 Quoting: Anonymous Coward 52129620


Medical debt is actually the most significant contributor to credit card debt and bankruptcy. When we have to do GoFundMe's to pay for your daughter's life-saving ileostomy (she had her large intestine removed due to Crohn's disease and then developed massive blood clots, also because of Crohn's and has been in and out of the hospital since she was 12) despite having a good job with health insurance, you know something is severely wrong.
 Quoting: SailBeyond


So sad
Anonymous Coward
User ID: 77698517
United Kingdom
07/11/2019 06:26 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
Debt is I think a Latin word.

And then you die whilst leaving debt/taxes on the land you thought you owned. Not to worry. Indentured.
Anonymous Coward
User ID: 77190400
Canada
07/11/2019 06:27 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
What debt ? I have 13,500 in credit and dont have 1$ on it right now.

FICO SCORE is 804 and I have NO TATTOOS !!! hahaha

Tattoo'd trash
 Quoting: Anonymous Coward 76857890


I have no debt either. Fico of 840.

Own two homes, two cars. All paid off
 Quoting: Anonymous Coward 76508392


Then why don’t you understand that people are not disciplined to manage their own money and therefore stay in debt?

Most are not in debt bc they don’t have money. It’s bc how they choose to spend the money they have. If you are vent free, like me btw, there is no reason for you to be this naive.
Red John

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07/11/2019 06:29 PM

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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
new debt management strategy

it's called


! Don't Buy Shit You Can't Afford !

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[link to www.quickmeme.com]
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There can be Only One
Anonymous Coward
User ID: 76944367
Canada
07/11/2019 06:31 PM
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Re: Let's get one thing straight, if the economy was so great, consumers would be able to pay off their credit card debt ..
What debt ? I have 13,500 in credit and dont have 1$ on it right now.

FICO SCORE is 804 and I have NO TATTOOS !!! hahaha

Tattoo'd trash
 Quoting: Anonymous Coward 76857890


Good grief. If you don't like what's on, quit watching.