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| 06:04 PM | ||
| Users Online Now: 2,143 (Who's On?) | Visitors Today: 1,105,933 | |
| Pageviews Today: 1,846,654 | Threads Today: 755 | Posts Today: 13,288 |
| 06:04 PM | ||
Auto insurance costs are ridiculous these days. Its a complete ripoff! | |
mr jenzie  User ID: 13406667  United Kingdom07/12/2019 01:48 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77682089  United States07/12/2019 01:56 PM Report Abusive Post Report Copyright Violation | Car and Truck together, $42.00 a month. 100k/100k liability with, uninsured motorists, $5,000 medical pay, and roadside assistance, Liberty Mutual through USAA's Military discount. Quoting: Daggo OP if you're Military or prior Military and have a good driving record, you need to get in touch with USAA. It also helps if you don't live in high crime/accident prone areas like big cities. Best damn insurance company ever. Had them since 2004, best decision I ever made. Had all my cars, home, apartments, even car loans and credit cards through them. Now it’s just my car insurance, less than $450 per year. Navy Federal usually has better loan rates & excellent service too. |
| Anonymous Coward User ID: 10485453 United States07/12/2019 01:58 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77779253  Canada07/12/2019 02:01 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77779253 Canada07/12/2019 02:02 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77179326 United States07/12/2019 02:20 PM Report Abusive Post Report Copyright Violation | |
| whoopty_woop User ID: 77735913 United States07/12/2019 03:30 PM Report Abusive Post Report Copyright Violation | My state elected an autistic insurance man to be Governor. Right away, we got mandatory car insurance. Quoting: Anonymous Coward 77808861 NO WAY! also, check if the model is often stolen, it affects the insurance cost too Quoting: Anonymous Coward 77779253 This! Also, supposedly, the color of the car matters but IDK if that is embedded in the VIN or what. White cars are safer drivers (elderly and women) and red/black the highest (sports cars, trucks, younger men). You'd have to be a moron to not shop for insurance before buying the car. I know people paying $125 a week for full coverage with a $150 a week car note. Dude...that is $1100 a month for a depreciating asset that costs more to keep than it appreciates with gas, wear and tear repairs and maintenance! Buy used...and go to a Mom & Pop agency who works with "B-list" carriers. A lot have long histories of unpaid/late bills that have affected their rates on top of living in undesirable zip codes with high theft rates or high cancellation rates. Insurance ratings are so prejudiced they should be against the law. |
| DeplorableDoomsdayGuy User ID: 77361703 United States07/12/2019 05:18 PM  Report Abusive Post Report Copyright Violation | I photoshopped my insurance cards with fake dates, good for many years. Quoting: Anonymous Coward 42079668 I will not be extorted by government and insurance companies Had insurance for 20 years before I decided fuck the system. Never used it once in all those years. Drive smart you won't have a problem. I believe stupid people should have their license taken rather than everyone else paying for their bad driving. The cops can check the policy number to see if its good or not.. They don't. Sure they can. All they have to do is place a call to the insurance company and ask. The agents info is on there as well. If you play stupid games you win stupid prizes. Come on and take a free ride. |
| DeplorableDoomsdayGuy User ID: 77361703 United States07/12/2019 05:23 PM Report Abusive Post Report Copyright Violation | I know a Collision Repair Owner, he says the price on replacing damaged parts is RIDICULOUS, that is where the SCAM IS. He has to pass on the prices to the customer. Quoting: Anonymous Coward 77673739 CHOP SHOPS owned/run by Insurance Companies.? Much of this is caused by the gas mileage requirements required by the federal government. The cars are made increasingly lighter every year but still must pass NHSC crash tests. All of the metal is paper thin with honeycomb structure behind the body panels to absorb and disperse impact. Even a minor accident will necessitate all of this structure being torn down and replaced. Alot of labor and alot of new parts $$$$$. Plus all the glass is being made way thinner so people are having to replace windshields more than ever in the past. Idiots think they saving money on gas because it gets good mileage but the cost is just being passed on to other areas like higher insurance premium and deductible costs. So said idiots go off to blame the insurance companies for "ripping them off" when, as usual, the source of the increased cost is government regulation.  Availability of parts for an "older car that don't cost much" also factors in to that price, which is something a lot of people don't think about. Come on and take a free ride. |
| DeplorableDoomsdayGuy User ID: 77361703 United States07/12/2019 05:23 PM Report Abusive Post Report Copyright Violation | accidental double post Last Edited by Pinochet'sChopperPilot on 07/12/2019 05:24 PM Come on and take a free ride. |
| Anonymous Coward User ID: 76872406 United States07/12/2019 05:25 PM Report Abusive Post Report Copyright Violation | |
| eatinmraw User ID: 41033436 United States07/12/2019 05:29 PM Report Abusive Post Report Copyright Violation | It cost as much as a car payment or more to have auto insurance these days!!! Quoting: Anonymous Coward 77589170 Its a complete ripoff! Teen drivers have it the worse! [link to www.nerdwallet.com (secure)] The national average cost of car insurance is $1,621 per year, according to NerdWallet’s 2019 rate analysis. That works out to an average car insurance rate of about $135 per month for 40-year-old drivers with good credit and no at-fault accidents on their records before any discounts are applied. This cost includes liability, comprehensive, collision and any additional state-mandated coverage types. I know and have three cars. We have full on only one but you've got to have something. If you have no ins and hit a car full of kids and a pregnant woman you'll be fucked for a long time to come. At 59 and no tickets or accidents for 30 yrs and I'm payin out 180 bucks a month with Farmers. It sucks but the possible alternative would have me payin my retirement money to someone else should I plow into them.  |
| Anonymous Coward User ID: 74661623 United States07/12/2019 05:30 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward (OP) User ID: 77589170 United States07/13/2019 07:24 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward (OP) User ID: 77589170 United States07/13/2019 07:25 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77808861 United States07/13/2019 07:59 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77746918 United States07/13/2019 08:18 PM Report Abusive Post Report Copyright Violation | Car and Truck together, $42.00 a month. 100k/100k liability with, uninsured motorists, $5,000 medical pay, and roadside assistance, Liberty Mutual through USAA's Military discount. Quoting: Daggo OP if you're Military or prior Military and have a good driving record, you need to get in touch with USAA. It also helps if you don't live in high crime/accident prone areas like big cities. Best damn insurance company ever. Had them since 2004, best decision I ever made. Had all my cars, home, apartments, even car loans and credit cards through them. Now it’s just my car insurance, less than $450 per year. USAA is a joke crap hole company. a bunch of teleworkers in pajamas pretending they know something,,,please  |
| Anonymous Coward User ID: 76155944 United States07/13/2019 08:22 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 72453807 United States02/20/2020 08:31 AM Report Abusive Post Report Copyright Violation | |
| Gcxc User ID: 1786840 United States02/20/2020 08:52 AM Report Abusive Post Report Copyright Violation | |
