Thank you very much. I put your response into a word doc so that I can really take a look and think about what you have said. I realize that this is temporary, but I am extremely concerned about the ramifications of a couple of bad choices that I have made. Everything usually works out in the end, but I think that this time, I have to put in a lot more effort than I am used to. And again, I will need a ton of luck, or good karma. : ) Thank you very much. As I said, I haven't pondered your response yet, but I do know that most. things always work out. Just freaking a little right now.