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Prepare for a credit freeze. Have some cash on hand

 
Crabapple
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User ID: 78163336
United States
03/09/2020 04:34 PM

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Prepare for a credit freeze. Have some cash on hand
In case there is a credit freeze where all transactions stop, make sure to have a cushion of cash socked away so you can function until they solve the issue.

[link to youtu.be (secure)]
Best of luck everyone, I hope it doesn't happen.

Last Edited by Crabapple on 03/09/2020 04:34 PM
T-Man
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User ID: 78270630
Netherlands
03/09/2020 04:35 PM

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Re: Prepare for a credit freeze. Have some cash on hand
In case there is a credit freeze where all transactions stop, make sure to have a cushion of cash socked away so you can function until they solve the issue.

[link to youtu.be (secure)]
Best of luck everyone, I hope I'm wrong.
 Quoting: Crabapple


you call it a 'credit freeze'. does that mean regular bank accounts or i guess its called debit, would not be frozen?
Crabapple  (OP)

User ID: 78163336
United States
03/09/2020 04:38 PM

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Re: Prepare for a credit freeze. Have some cash on hand
As far as I understand it, and I can be wrong, you may have trouble accessing cash from your bank account.
MKPitBull

User ID: 78489932
United States
03/09/2020 04:44 PM

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Re: Prepare for a credit freeze. Have some cash on hand
Geez he looks bad, didn't look that way 6 mos ago.
"Come get some"
T-Man
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User ID: 78270630
Netherlands
03/09/2020 04:44 PM

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Re: Prepare for a credit freeze. Have some cash on hand
As far as I understand it, and I can be wrong, you may have trouble accessing cash from your bank account.
 Quoting: Crabapple


good enough. also just wanted to add that its always a good idea to have cash on hand (at all times) but in this case you might want to have some extra just to be sure. :)
Anonymous Coward
User ID: 78017944
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03/09/2020 04:47 PM
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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
T-Man
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User ID: 78270630
Netherlands
03/09/2020 04:49 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


7340k cash huh? pigchef
Crabapple  (OP)

User ID: 78163336
United States
03/09/2020 04:49 PM

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Re: Prepare for a credit freeze. Have some cash on hand
As far as I understand it, and I can be wrong, you may have trouble accessing cash from your bank account.
 Quoting: Crabapple


good enough. also just wanted to add that its always a good idea to have cash on hand (at all times) but in this case you might want to have some extra just to be sure. :)
 Quoting: T-Man


Roger that
dodger007

User ID: 77690112
United States
03/09/2020 04:51 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


Check the FDIC insurance coverages for your institution
You may want to spread your accounts around if you have balance higher than insured
China is Asshoe!
dodger007
Crabapple  (OP)

User ID: 78163336
United States
03/09/2020 04:53 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


I hadn't thought about that. I would still accept cash from someone in a private sale and then just sterilize the money in a delicates bag in the dryer.
T-Man
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User ID: 78270630
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03/09/2020 04:56 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


I hadn't thought about that. I would still accept cash from someone in a private sale and then just sterilize the money in a delicates bag in the dryer.
 Quoting: Crabapple


damnnn i missed that last part.
what a sneaky way to go cash less.
i mean not saying thats what this is at all. but it would be sneaky
Anonymous Coward
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03/09/2020 05:00 PM
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Re: Prepare for a credit freeze. Have some cash on hand
As shit ...winter returns with a vengence.
TlvmmCpoft

User ID: 78589893
Spain
03/09/2020 05:02 PM

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Re: Prepare for a credit freeze. Have some cash on hand
And then they tank the currency and turn your cash into toilet paper.
Wer war der Thor, wer Weiser, wer Bettler oder Kaiser? Ob arm, ob reich, im Tode gleich.

Silencing yourself and living in the dark just means you've left yourself exposed to the type of people who wander the dark looking for victims who won't scream.

My nest (updated): [link to discord.gg (secure)]
Anonymous Coward
User ID: 78017944
United States
03/09/2020 05:03 PM
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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


7340k cash huh? pigchef
 Quoting: T-Man


It's in my shorts, left cargo pocket. I carry a ruger lcp in the right front pocket many mags in the left, a glock 26 in a fanny pack with 2 mags in the front pouch and several 33 round mags in the center console, and a carbine in the trunk.
Anonymous Coward
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United States
03/09/2020 05:03 PM
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Re: Prepare for a credit freeze. Have some cash on hand
been carrying since the late 70s
Gringo-Crackerº

User ID: 16316981
United States
03/09/2020 05:05 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


I just pulled my money clip out, I have 7341k cash on me, in one's....
"Life is tough, it's tougher if you are stupid." - John Wayne

Settle down Francis!
Anonymous Coward
User ID: 77837780
United States
03/09/2020 05:06 PM
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Re: Prepare for a credit freeze. Have some cash on hand
And then they tank the currency and turn your cash into toilet paper.
 Quoting: TlvmmCpoft


At least you can wash and reuse it!
Anonymous Coward
User ID: 78552685
United States
03/09/2020 05:07 PM
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Re: Prepare for a credit freeze. Have some cash on hand
What kinda shorts can fit 7.34 million dollars in cash?
T-Man
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User ID: 78270630
Netherlands
03/09/2020 05:08 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


7340k cash huh? pigchef
 Quoting: T-Man


It's in my shorts, left cargo pocket. I carry a ruger lcp in the right front pocket many mags in the left, a glock 26 in a fanny pack with 2 mags in the front pouch and several 33 round mags in the center console, and a carbine in the trunk.
 Quoting: Anonymous Coward 78017944


this might be a US/EU thing but 7340K sounds like 7 million to me :P
Anonymous Coward
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03/09/2020 05:08 PM
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Re: Prepare for a credit freeze. Have some cash on hand
[link to www.youtube.com (secure)]
Anonymous Coward
User ID: 77195896
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03/09/2020 05:12 PM
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Re: Prepare for a credit freeze. Have some cash on hand
cash is about to be worthless ,,, look at the price of gold !!!
Crabapple  (OP)

User ID: 78163336
United States
03/09/2020 05:13 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


7340k cash huh? pigchef
 Quoting: T-Man


It's in my shorts, left cargo pocket. I carry a ruger lcp in the right front pocket many mags in the left, a glock 26 in a fanny pack with 2 mags in the front pouch and several 33 round mags in the center console, and a carbine in the trunk.
 Quoting: Anonymous Coward 78017944


Well this devolved into shennanigans

Last Edited by Crabapple on 03/09/2020 05:16 PM
Anonymous Coward
User ID: 77933593
Iceland
03/09/2020 05:15 PM
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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


7340k cash huh? pigchef
 Quoting: T-Man


It's in my shorts, left cargo pocket. I carry a ruger lcp in the right front pocket many mags in the left, a glock 26 in a fanny pack with 2 mags in the front pouch and several 33 round mags in the center console, and a carbine in the trunk.
 Quoting: Anonymous Coward 78017944


You just made yourself an even bigger target.
Anonymous Coward
User ID: 73703119
United States
03/09/2020 05:19 PM
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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


Silver is the perfect money
Crabapple  (OP)

User ID: 78163336
United States
03/09/2020 05:21 PM

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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


Silver is the perfect money
 Quoting: Anonymous Coward 73703119


Silver is a good idea
Anonymous Coward
User ID: 78585432
Israel
03/09/2020 05:24 PM
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Re: Prepare for a credit freeze. Have some cash on hand
In case there is a credit freeze where all transactions stop, make sure to have a cushion of cash socked away so you can function until they solve the issue.

[link to youtu.be (secure)]
Best of luck everyone, I hope it doesn't happen.
 Quoting: Crabapple


Credit freeze doesn't mean credit cards. It means corporate credit. And at a time like this that's very bad. Means bankers will not loan the market back up. Very bad.

Consumer credit(cards) may be affected but that's the least of the problem. Businesses won't be able to operate.
Anonymous Coward
User ID: 78409342
United Kingdom
03/09/2020 05:27 PM
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Re: Prepare for a credit freeze. Have some cash on hand
As far as I understand it, and I can be wrong, you may have trouble accessing cash from your bank account.
 Quoting: Crabapple


That's fine because I will be glad to buy anyone's valuables for cash. Gold, jewelry, antiques, collectibles. etc. You need to afford a can of bean soup? Just come see me.
epiclol
Crabapple  (OP)

User ID: 78163336
United States
03/09/2020 05:31 PM

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Re: Prepare for a credit freeze. Have some cash on hand
 Quoting: Anonymous Coward 57897053


Thank you
dac

User ID: 77071969
03/09/2020 05:32 PM
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Re: Prepare for a credit freeze. Have some cash on hand
I have 230k in a savings account, 7340k cash on me. My credit score of 875 is meaningless if they freeze. Might take out enough to make it 10k but what if they ban cash due to being a virus transmission risk?
 Quoting: Anonymous Coward 78017944


7340k cash huh? pigchef
 Quoting: T-Man


It's in my shorts, left cargo pocket. I carry a ruger lcp in the right front pocket many mags in the left, a glock 26 in a fanny pack with 2 mags in the front pouch and several 33 round mags in the center console, and a carbine in the trunk.
 Quoting: Anonymous Coward 78017944


Well this devolved into shennanigans
 Quoting: Crabapple


Probable meant to type 73 in a 401K
Edmontonian

User ID: 74511705
Canada
03/09/2020 05:33 PM
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Re: Prepare for a credit freeze. Have some cash on hand
Canada here. Not able to use Mastercard for 2 days now. Account is at zero balance.
Otherguy2020

User ID: 78323780
United States
03/09/2020 05:35 PM
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Re: Prepare for a credit freeze. Have some cash on hand
Kind of like I warned was going to happen 10 days ago?

Thread: Get your money out of the bank...today. Now.

But yes if you did not listen you had better this time.You do not have long left to get this done.
Smokingman





GLP