She has the opportunity to work, but she refuses to. This is a decision that may ultimately lead to our financial demise. I'm afraid I'm going to lose the house our cars.

I've attempted to speak with her about this on a few occasions, she instantly breaks out crying and it makes a rational conversation impossible. She claims she doesn't want to spread covid to people and be the reason a person dies.

How should I react to this? Am I being unsympathetic? Honestly I have no idea what to do right now. I've got less than $1k in the bank. Losing her contribution will destroy us.