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GF is asking me to co-sign on her car loan

 
Anonymous Coward
User ID: 74347536
Germany
07/11/2020 11:05 PM
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GF is asking me to co-sign on her car loan
She had a lease for 3 years (co-signed by her father)..the lease is up and her father has since passed away. She is now asking me if I can co-sign for her car loan since she wants to buy the vehicle.

She has a job but her past credit sucks. As far as I know, she made good on all her past lease payments but her FICO score is still under 630 due to a past bankruptcy. Should I do it? She needs help..
Anonymous Coward
User ID: 75172675
United States
07/11/2020 11:06 PM
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Re: GF is asking me to co-sign on her car loan
How long you 2 been banging?
Anonymous Coward
User ID: 21096826
United States
07/11/2020 11:07 PM
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Re: GF is asking me to co-sign on her car loan
Bang history = maybe.

Otherwise get out.
Anonymous Coward (OP)
User ID: 74347536
Germany
07/11/2020 11:07 PM
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Re: GF is asking me to co-sign on her car loan
How long you 2 been banging?
 Quoting: Anonymous Coward 75172675


About 4 years
Anonymous Coward
User ID: 33743710
United States
07/11/2020 11:08 PM
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Re: GF is asking me to co-sign on her car loan
She had a lease for 3 years (co-signed by her father)..the lease is up and her father has since passed away. She is now asking me if I can co-sign for her car loan since she wants to buy the vehicle.

She has a job but her past credit sucks. As far as I know, she made good on all her past lease payments but her FICO score is still under 630 due to a past bankruptcy. Should I do it? She needs help..
 Quoting: Anonymous Coward 74347536


NO
Anonymous Coward
User ID: 79051736
United States
07/11/2020 11:08 PM
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Re: GF is asking me to co-sign on her car loan
Get married, put the car in both your name and help pay for it. Then sell it in the divorce and split the cash.
Anonymous Coward
User ID: 78740690
United States
07/11/2020 11:08 PM
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Re: GF is asking me to co-sign on her car loan
Say no and get out of it.
Anonymous Coward
User ID: 76790202
United States
07/11/2020 11:09 PM
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Re: GF is asking me to co-sign on her car loan
better marry that girl
Anonymous Coward (OP)
User ID: 74347536
Germany
07/11/2020 11:10 PM
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Re: GF is asking me to co-sign on her car loan
better marry that girl
 Quoting: Anonymous Coward 76790202


I'm not looking to marry..
BS FLAG

User ID: 15335033
United States
07/11/2020 11:10 PM
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Re: GF is asking me to co-sign on her car loan
What do you consider a good score before you will?
Anonymous Coward (OP)
User ID: 74347536
Germany
07/11/2020 11:12 PM
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Re: GF is asking me to co-sign on her car loan
What do you consider a good score before you will?
 Quoting: BS FLAG


If she had a score 700 or over I would not need to co-sign.

She can probably get a loan for the vehicle, but she will end up with an interest rate 2-3x as high.
Anonymous Coward
User ID: 78740690
United States
07/11/2020 11:13 PM
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Re: GF is asking me to co-sign on her car loan
What do you consider a good score before you will?
 Quoting: BS FLAG


If she had a score 700 or over I would not need to co-sign.

She can probably get a loan for the vehicle, but she will end up with an interest rate 2-3x as high.
 Quoting: Anonymous Coward 74347536


Honestly, you're going to end up paying for that car one way or another. Either buy it for her and sign it over to her or leave that parasite behind and get on with your life.

Or do you need disasters?
NervousAndJerky

User ID: 77985260
United States
07/11/2020 11:14 PM

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Re: GF is asking me to co-sign on her car loan
What do you consider a good score before you will?
 Quoting: BS FLAG


If she had a score 700 or over I would not need to co-sign.

She can probably get a loan for the vehicle, but she will end up with an interest rate 2-3x as high.
 Quoting: Anonymous Coward 74347536


For one year, then she can refinance.
Perspective is everything.

[link to www.youtube.com (secure)]
Anonymous Coward
User ID: 75172675
United States
07/11/2020 11:14 PM
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Re: GF is asking me to co-sign on her car loan
Get married, put the car in both your name and help pay for it. Then sell it in the divorce and split the cash.
 Quoting: Osmium76


clappa
Anonymous Coward
User ID: 79017970
United States
07/11/2020 11:15 PM
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Re: GF is asking me to co-sign on her car loan
My first question would be, how much is the loan for and what is the interest rate
Anonymous Coward (OP)
User ID: 74347536
Germany
07/11/2020 11:15 PM
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Re: GF is asking me to co-sign on her car loan
What do you consider a good score before you will?
 Quoting: BS FLAG


If she had a score 700 or over I would not need to co-sign.

She can probably get a loan for the vehicle, but she will end up with an interest rate 2-3x as high.
 Quoting: Anonymous Coward 74347536


For one year, then she can refinance.
 Quoting: NervousAndJerky


what do you mean? She cant afford those payments combined into 1 year?
Anonymous Coward (OP)
User ID: 74347536
Germany
07/11/2020 11:16 PM
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Re: GF is asking me to co-sign on her car loan
My first question would be, how much is the loan for and what is the interest rate
 Quoting: Anonymous Coward 79017970


so the price of the car after lease is $16,500. Interest rate for me would be 3.9%. Interest rate for her (if accepted) would be 11%).
Uncle of an Uncle

User ID: 71351369
United States
07/11/2020 11:17 PM
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Re: GF is asking me to co-sign on her car loan
She had a lease for 3 years (co-signed by her father)..the lease is up and her father has since passed away. She is now asking me if I can co-sign for her car loan since she wants to buy the vehicle.

She has a job but her past credit sucks. As far as I know, she made good on all her past lease payments but her FICO score is still under 630 due to a past bankruptcy. Should I do it? She needs help..
 Quoting: Anonymous Coward 74347536


Her pussy must smell roses and taste like bacon for you to even consider something as retarded as that!

But if this thread is even for real...

You'll probably do it, because you sound that pathetic.

Best wishes.
Uncle of an Uncle
Anonymous Coward
User ID: 77810763
United States
07/11/2020 11:17 PM
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Re: GF is asking me to co-sign on her car loan
Get married, put the car in both your name and help pay for it. Then sell it in the divorce and split the cash.
 Quoting: Osmium76


This
Anonymous Coward
User ID: 75502907
United States
07/11/2020 11:17 PM
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Re: GF is asking me to co-sign on her car loan
Run.....
Anonymous Coward
User ID: 78430547
United States
07/11/2020 11:18 PM
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Re: GF is asking me to co-sign on her car loan
N0-no1
Anonymous Coward
User ID: 33385990
Australia
07/11/2020 11:20 PM
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Re: GF is asking me to co-sign on her car loan
okay you have to act fast. take off youre pantyhose and tie it into a big loop. go to the car and open the hood. rip out the fan belt or cut it whatever you have to get it out of there fast. then you can replace the fan belt by tying a big loop of pantyhose around the pulleys! not many people know that!! also check the blinker fluid!!! also if she can't afford $30 per week she can't afford a car!!
4th iteration

User ID: 77513807
United States
07/11/2020 11:20 PM

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Re: GF is asking me to co-sign on her car loan
YA
no
shes using you as a money bag
this is a major indicator of your further relations with her.
MAGTOW
Where B kath C
Anonymous Coward
User ID: 77610117
United States
07/11/2020 11:21 PM
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Re: GF is asking me to co-sign on her car loan
Don't do it.
Anonymous Coward
User ID: 74661639
United States
07/11/2020 11:23 PM
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Re: GF is asking me to co-sign on her car loan
better marry that girl
 Quoting: Anonymous Coward 76790202


I'm not looking to marry..
 Quoting: Anonymous Coward 74347536


Just one dumb guy's opinion here, but if you aren't looking to marry, it seems you sure shouldn't sign for her loan.
DEBT
User ID: 78989602
United States
07/11/2020 11:24 PM
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Re: GF is asking me to co-sign on her car loan
She had a lease for 3 years (co-signed by her father)..the lease is up and her father has since passed away. She is now asking me if I can co-sign for her car loan since she wants to buy the vehicle.

She has a job but her past credit sucks. As far as I know, she made good on all her past lease payments but her FICO score is still under 630 due to a past bankruptcy. Should I do it? She needs help..
 Quoting: Anonymous Coward 74347536


No.
kdog
User ID: 72648443
United States
07/11/2020 11:24 PM
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Re: GF is asking me to co-sign on her car loan
Ask yourself this. Do you think you will be with this girl for the life on the loan?

Second, don't think with your dick because your dick doesn't pay the bills.
Anonymous Coward
User ID: 78013725
07/11/2020 11:25 PM
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Re: GF is asking me to co-sign on her car loan
So many say "NO" from personal experience which most likely came from having more years of life under their belts than you.


Listen to them!
Vaellene

User ID: 77839413
United States
07/11/2020 11:29 PM

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Re: GF is asking me to co-sign on her car loan
i wouldnt
Anonymous Coward
User ID: 78215030
United States
07/11/2020 11:30 PM
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Re: GF is asking me to co-sign on her car loan
Never co-sign on any loan, period. Idiots do this.
IM YOUR HUCKLEBERRY

User ID: 79093577
United States
07/11/2020 11:31 PM
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Re: GF is asking me to co-sign on her car loan
Go with your gut.
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