When the unraveling comes, that dude and those like him will be the first to crumble. Sounds like he is very smug and is good at gaming the system, but when that system starts to break down, there will be no more gaming it. He is one layoff away from needing to be talked down off the ledge.

I know people who have spent their entire lives coddled by these corporate and government systems, where they were financially taken care of to the nth degree for decades. These people still try and squeeze every last nickel out of those systems, the same ones they have milked for 20, 30 and 40 years. They've had a good run, but it could be that the run is just about over.

Some of us have taken the long hard road, sounds like that is the road you're on. That is the road I took, and it has made me a more resilient and God-centered human. You are filling your resiliency reserve tank right now, that dude on Zoom has no such tank. People have too much invested in these human, and in some cases Godless systems.

Here is an example I see all the time: obese people driving a $50,000 vehicle, pulling into a hospital or clinic. Take away any one of legs of their triad (vehicle, healthcare, infrastructure), and their world would collapse.