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How do I get mortgage assistance? I'm in FL.

 
SoberLife
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12/11/2020 01:18 AM

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How do I get mortgage assistance? I'm in FL.
I've been scouring the internet trying to find help.

We've spent the last six months either making no income and on occasion we would make a fraction of what we would have prior to covid. I thought I was responsible, I had $8k saved up for emergencies...then I got sick with covid, which rendered me bedridden for 3 months. Then another member of my household was laid off permanently. I helped her open her own business..which sounded like a great idea. In the month of october we made $200 after business suite rental.

Right now there's food on the table but the mortgage is behind 3 months. Utilities 2 months. All CC cards are in default. The amount of stress from this situation has manifested into medical conditions for myself.

Please if you know where I can get help, please share. I'm out
of options. I don't know what to do. I am about to lose everything, and for what? All these years that I've been progressing became instantly wiped out.

I don't know how to deal with this depression and stress. I cannot imagine a situation where everything is okay.

someone please help me. There's got to be an available program out there. We have a child in the house!

Last Edited by SoberLife on 12/11/2020 01:22 AM
Icey

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12/11/2020 01:21 AM

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Re: How do I get mortgage assistance? I'm in FL.
Eat, drink and be merry, for tomorrow we die.
I am SNOWIE. WELCOME TO THE NEW ICE AGE. TRY NOT TO STARVE.
Xitan

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12/11/2020 01:22 AM
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Re: How do I get mortgage assistance? I'm in FL.
Have you went to your bank and told them your situation?
Anonymous Coward
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12/11/2020 01:28 AM
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Re: How do I get mortgage assistance? I'm in FL.
I'm very rich Trump supporter ,post your paypal link i'll donate $5k , least i can do to help a fellow glpier . we are one family . stronger together
morning_cup_doom

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12/11/2020 01:30 AM
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Re: How do I get mortgage assistance? I'm in FL.
Is your loan backed by Fannie or Freddie? If so immediately request the forbearance which in some cases depending on who services the loan can be done with a single text message.
morning_cup_doom

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12/11/2020 01:35 AM
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Re: How do I get mortgage assistance? I'm in FL.
[link to www.knowyouroptions.com (secure)]

Check and see if its Freddie or Fannie

If it is then you are allowed 12 months of no payments or lesser payments whatever you choose.

Must be done by 12/26!
Anonymous Coward
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12/11/2020 01:36 AM
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Re: How do I get mortgage assistance? I'm in FL.
lol,glp sees all,roflmao!
i suspected bank robberies are frequent these days in florida,lol.
Anonymous Coward
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12/11/2020 01:37 AM
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Re: How do I get mortgage assistance? I'm in FL.
This guy shows people how to access covid relief funds and grants for house payments, utility payments, and bill payments, all for free.


Anonymous Coward
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12/11/2020 01:39 AM
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Re: How do I get mortgage assistance? I'm in FL.
Checked your post history and you’re a piece of shit. Get fucked.
morning_cup_doom

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12/11/2020 01:39 AM
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Re: How do I get mortgage assistance? I'm in FL.
[link to www.knowyouroptions.com (secure)]

Check and see if its Freddie or Fannie

If it is then you are allowed 12 months of no payments or lesser payments whatever you choose.

Must be done by 12/26!
 Quoting: morning_cup_doom


[link to www.knowyouroptions.com (secure)]

Check and see if its Freddie or Fannie

If it is then you are allowed 12 months of no payments or lesser payments whatever you choose.

Must be done by 12/26!
 Quoting: morning_cup_doom


If its federally backed then it's real simple and takes about 10 minutes. At the end of the forbearance they cannot demand you to repay at once. They will modify the loan and add the missed payments to end of loan term.
Anonymous Coward
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12/11/2020 01:39 AM
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Re: How do I get mortgage assistance? I'm in FL.
Declare communist and pledge allegiance to communism. You might have a shot.
P.L.U.R.

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12/11/2020 01:41 AM

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Re: How do I get mortgage assistance? I'm in FL.
[link to www.knowyouroptions.com (secure)]

Check and see if its Freddie or Fannie

If it is then you are allowed 12 months of no payments or lesser payments whatever you choose.

Must be done by 12/26!
 Quoting: morning_cup_doom


This.

Debt counseling can possibly help you manage what you owe the other creditors.

I'd help you out if you had a gofundme or something. Can't DM ya because I'm not a paid account.
Noted GLP Authority

(!) This claim about Godlike Productions is disputed.
morning_cup_doom

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12/11/2020 01:43 AM
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Re: How do I get mortgage assistance? I'm in FL.
[link to www.knowyouroptions.com (secure)]

Check and see if its Freddie or Fannie

If it is then you are allowed 12 months of no payments or lesser payments whatever you choose.

Must be done by 12/26!
 Quoting: morning_cup_doom


This.

Debt counseling can possibly help you manage what you owe the other creditors.

I'd help you out if you had a gofundme or something. Can't DM ya because I'm not a paid account.
 Quoting: P.L.U.R.


This article explains pretty well. If you miss the window though your screwed. And just because you request it doesn't mean you can't still make payments if you can. But better to have the protection.

[link to www.consumerreports.org (secure)]
Anonymous Coward
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12/11/2020 01:44 AM
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Re: How do I get mortgage assistance? I'm in FL.
You should have invested in tools.
Anonymous Coward
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12/11/2020 01:44 AM
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Re: How do I get mortgage assistance? I'm in FL.
Declare communist and pledge allegiance to communism. You might have a shot.
 Quoting: Anonymous Coward 70973571


Read it’s lost history. It’s a commie POS.
Alabaster Braintrust

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12/11/2020 01:48 AM
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Re: How do I get mortgage assistance? I'm in FL.
Time to hit the pole...
Anonymous Coward
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12/11/2020 01:55 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
Anonymous Coward
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12/11/2020 01:55 AM
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Re: How do I get mortgage assistance? I'm in FL.
Through your mortgage lender.
Anonymous Coward
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12/11/2020 01:58 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
 Quoting: Anonymous Coward 76803175


I have a relative in florida. In their county morgage assistance programs were cancelled until further notice due to covid
Anonymous Coward
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12/11/2020 02:04 AM
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Re: How do I get mortgage assistance? I'm in FL.
Checked your post history and you’re a piece of shit. Get fucked.
 Quoting: Anonymous Coward 78240548


lol,the internet is forever!
morning_cup_doom

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12/11/2020 02:10 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
 Quoting: Anonymous Coward 76803175


I have a relative in florida. In their county morgage assistance programs were cancelled until further notice due to covid
 Quoting: Anonymous Coward 75511049


This is wrong if it's a federal backed loan. It's part of the Cares Act and it's the law. They must abide by it. No paperwork required just certify that you have lost income due to Covid.

50% of all loans in US are federally backed. So whether your servicer or the person you send your payment to is Chase or Us Bank doesn't matter. They all must follow the law.

And before anyone makes him feel bad about this. Remember that Tom Brady's company got a $1M loan from govt for paycheck protection and they will not be required to pay back one cent. Pretty much every fancy law firm got one too.
YodaShaman

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12/11/2020 02:11 AM
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Re: How do I get mortgage assistance? I'm in FL.
Get employed with a call center, they all work at home right now.
morning_cup_doom

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12/11/2020 02:19 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
 Quoting: Anonymous Coward 76803175


I have a relative in florida. In their county morgage assistance programs were cancelled until further notice due to covid
 Quoting: Anonymous Coward 75511049


This is wrong if it's a federal backed loan. It's part of the Cares Act and it's the law. They must abide by it. No paperwork required just certify that you have lost income due to Covid.

50% of all loans in US are federally backed. So whether your servicer or the person you send your payment to is Chase or Us Bank doesn't matter. They all must follow the law.

And before anyone makes him feel bad about this. Remember that Tom Brady's company got a $1M loan from govt for paycheck protection and they will not be required to pay back one cent. Pretty much every fancy law firm got one too.
 Quoting: morning_cup_doom

OP not sure where you went but message me if you need help. Please listen and don't let the deadline pass you by. I've helped a lot of people with Self-Employed unemployment and the mortgage forbearance programs. Helped keep me sane during all the shutdowns and virtual learning.
Anonymous Coward
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12/11/2020 02:24 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
 Quoting: Anonymous Coward 76803175


I have a relative in florida. In their county morgage assistance programs were cancelled until further notice due to covid
 Quoting: Anonymous Coward 75511049


This is wrong if it's a federal backed loan. It's part of the Cares Act and it's the law. They must abide by it. No paperwork required just certify that you have lost income due to Covid.

50% of all loans in US are federally backed. So whether your servicer or the person you send your payment to is Chase or Us Bank doesn't matter. They all must follow the law.

And before anyone makes him feel bad about this. Remember that Tom Brady's company got a $1M loan from govt for paycheck protection and they will not be required to pay back one cent. Pretty much every fancy law firm got one too.
 Quoting: morning_cup_doom


Well they are not accepting any applications at this time
morning_cup_doom

User ID: 77458493
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12/11/2020 02:55 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
 Quoting: Anonymous Coward 76803175


I have a relative in florida. In their county morgage assistance programs were cancelled until further notice due to covid
 Quoting: Anonymous Coward 75511049


This is wrong if it's a federal backed loan. It's part of the Cares Act and it's the law. They must abide by it. No paperwork required just certify that you have lost income due to Covid.

50% of all loans in US are federally backed. So whether your servicer or the person you send your payment to is Chase or Us Bank doesn't matter. They all must follow the law.

And before anyone makes him feel bad about this. Remember that Tom Brady's company got a $1M loan from govt for paycheck protection and they will not be required to pay back one cent. Pretty much every fancy law firm got one too.
 Quoting: morning_cup_doom


Well they are not accepting any applications at this time
 Quoting: Anonymous Coward 75511049

Ugh... OP doesn't need a loan for his business which he would never get anyways. Only businesses with enough resources got approved for those. Did you see the application process???

He needs to take advantage of the Mortgage Forbearance program which ends on 12/31 and PUA unemployment. End of story!
Anonymous Coward
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12/11/2020 03:13 AM
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Re: How do I get mortgage assistance? I'm in FL.
GLP would say to get a job. Too bad Republicans hate The People
Agent 99

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12/11/2020 03:25 AM

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Re: How do I get mortgage assistance? I'm in FL.
How did you get covid?
Anonymous Coward
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12/11/2020 03:29 AM
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Re: How do I get mortgage assistance? I'm in FL.
Talk to your mortgage bank they can assist you with this. There is mortgage forbearance, no foreclosure still in effect. Realtors will tell you to sell the house ... don’t sell.
Lance Roseman From BC

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12/11/2020 03:32 AM
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Re: How do I get mortgage assistance? I'm in FL.
Bumping for later. There are some impeccable people on here that have skill sets for your particular scenario. SO I'll keep bumping. 3am Eastern though tough time of the day to hunt for contacts.
If you are not busy weaving your own magick, you are trapped in anothers spell.
“It’s time you realized that you have something in you more powerful and miraculous than the things that affect you and make you dance like a puppet.” – Marcus Aurelius
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12/11/2020 03:35 AM

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Re: How do I get mortgage assistance? I'm in FL.
Yep you first call up and talk to the servicer of your mortgage (the ones you pay the mortgage payment to). It won't be hard to figure out.

This fake pandemic shutdown has always been stupid and destructive, more than helpful.
ENDTHESHUTDOWN77redblueLEDDONTBEAPANDEMICS
Only you can stop the fake pandemic for yourself, no one will ever tell you the pandemic is over. It's time to WIN.
Anonymous Coward
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12/11/2020 04:01 AM
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Re: How do I get mortgage assistance? I'm in FL.
Check on your county website. Some Florida counties are offering rental and mortgage assistance.
 Quoting: Anonymous Coward 76803175


I have a relative in florida. In their county morgage assistance programs were cancelled until further notice due to covid
 Quoting: Anonymous Coward 75511049


This is wrong if it's a federal backed loan. It's part of the Cares Act and it's the law. They must abide by it. No paperwork required just certify that you have lost income due to Covid.

50% of all loans in US are federally backed. So whether your servicer or the person you send your payment to is Chase or Us Bank doesn't matter. They all must follow the law.

And before anyone makes him feel bad about this. Remember that Tom Brady's company got a $1M loan from govt for paycheck protection and they will not be required to pay back one cent. Pretty much every fancy law firm got one too.
 Quoting: morning_cup_doom


He still has to pay tax on it though, which is total BS.

Lots of early PPP borrowers were rushing to spend the money in time, then they changed it to 26 weeks or whatever from 8.

Then they explained you have to pay tax, so those early PPP users trying to do the right thing wasted money trying to help employees and then went out of business and now have a big tax bill.





GLP