| Users Online Now: 2,147 (Who's On?) | Visitors Today: 642,990 | |
| Pageviews Today: 1,044,473 | Threads Today: 417 | Posts Today: 7,000 |
| 10:54 AM | ||
| Users Online Now: 2,147 (Who's On?) | Visitors Today: 642,990 | |
| Pageviews Today: 1,044,473 | Threads Today: 417 | Posts Today: 7,000 |
| 10:54 AM | ||
If you have been invested in just the NASDAQ for the last three years, you have made 101% | |
BRIEF (OP) User ID: 79662918  United States01/04/2022 08:37 AM  Report Abusive Post Report Copyright Violation | I repeat, I never buy individual stocks, not even Tesla or Amazon...I own them in mutual funds, but not as a single stock... Single stocks are volatile and risky... Last Edited by BRIEF on 01/04/2022 08:37 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.  |
| Anonymous Coward User ID: 77098490 United States01/04/2022 08:44 AM Report Abusive Post Report Copyright Violation | |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 08:57 AM Report Abusive Post Report Copyright Violation | This shit is pinned again? You have two types of people, 1) people who know how to invest and make money, 2) everyone else, the majority broke ass population. Quoting: Anonymous Coward 77098490 Yes, and that's why I am teaching and not tolerating advice from poor people... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| Anonymous Coward User ID: 77098490 United States01/04/2022 08:58 AM Report Abusive Post Report Copyright Violation | This shit is pinned again? You have two types of people, 1) people who know how to invest and make money, 2) everyone else, the majority broke ass population. Quoting: Anonymous Coward 77098490 Yes, and that's why I am teaching and not tolerating advice from poor people... You can't teach some people, they will never learn. Passive income and acquiring wealth is a foreign language to them. All they know is begging for paychecks and acquiring debt. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:04 AM Report Abusive Post Report Copyright Violation | This shit is pinned again? You have two types of people, 1) people who know how to invest and make money, 2) everyone else, the majority broke ass population. Quoting: Anonymous Coward 77098490 Yes, and that's why I am teaching and not tolerating advice from poor people... You can't teach some people, they will never learn. Passive income and acquiring wealth is a foreign language to them. All they know is begging for paychecks and acquiring debt. I realize that. When I get someone or a couple out of IRS debt, credit card debt, and get them on a saving and retirement plan, their whole life is transformed...Mybe I'm being selfish in that I love that feeling, but it needs to be done...And I want to do it... Even my 21 year old son, my youngest, has invested as I do to the best that he can, and he as substantial net worth...I showed him Sunday at bowling, he made 18.85% for the four years he has had control of his brokerage account...He will become a millionaire on his own, with out a dime of my inheritance money when I'm squished... Last Edited by BRIEF on 01/04/2022 09:05 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:07 AM Report Abusive Post Report Copyright Violation | He could not afford to mirror my entire portfolio, so we picked out some solid mutual funds and got him started...This year he will have doubled his money, for the first time, in just 5 years... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| Little Joe User ID: 80181122 United States01/04/2022 09:15 AM Report Abusive Post Report Copyright Violation | Brief, one honest question Quoting: Anonymous Coward 80835338 what was your initial, largest investment and when?! how long did it take you to earn your first million and how much have you or are you investing monthly, that's the most important question  At 16 I put together a whole life policy with a growth rider, that I paid 73.11/month until it became worth $10,000 I already had some investments like CD's and a couple of random mutual funds...Only a few thousand in the market at that point...Remember 16 fucking years old! The trick with that policy is people used to make huge amounts of money with the insurance rider, and it is called an endowment contract...That's what I created at 16! But, to prevent it from becoming a MEC Modified Endowment Contract and subject to taxes, I had to calculate carefully how it would grow...This is how I taught myself the ways to calculate market growth over time = The Time Value of Money I started very young, you don't want to know how quickly I built wealth, I'm an anomaly... It's ideal to set up an ACH Automatic Clearing House with your broker and brokerage account...By buying monthly, you take advantages of the dips... My Initial largest investment is not the largest check i ever handed my broker... I think you are asking what is the single largest deposit I have made? I sold my business in 2018 and retired...Every cent when to my broker to go on a buying spree... And what Life Insurance company sold a minor "16 years old" a life insurance policy? That would be a first or "anomaly" in this field. Also out of curiosity, you claim to use a corrupt system to make money and use it for good? Could you list some of those worldly deeds? Don't you think it is a little too late to be investing in this "long term" strategy with 30 trillion in US debt and one day away from the next Lehman brothers, I.E. Evergrande. You put so much faith in paper money and counting coins that you become blind to everything else. I ask you this: What would Jesus do? |
| Anonymous Coward User ID: 81044843 United States01/04/2022 09:19 AM Report Abusive Post Report Copyright Violation | |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:22 AM Report Abusive Post Report Copyright Violation | Brief, one honest question Quoting: Anonymous Coward 80835338 what was your initial, largest investment and when?! how long did it take you to earn your first million and how much have you or are you investing monthly, that's the most important question At 16 I put together a whole life policy with a growth rider, that I paid 73.11/month until it became worth $10,000 I already had some investments like CD's and a couple of random mutual funds...Only a few thousand in the market at that point...Remember 16 fucking years old! The trick with that policy is people used to make huge amounts of money with the insurance rider, and it is called an endowment contract...That's what I created at 16! But, to prevent it from becoming a MEC Modified Endowment Contract and subject to taxes, I had to calculate carefully how it would grow...This is how I taught myself the ways to calculate market growth over time = The Time Value of Money I started very young, you don't want to know how quickly I built wealth, I'm an anomaly... It's ideal to set up an ACH Automatic Clearing House with your broker and brokerage account...By buying monthly, you take advantages of the dips... My Initial largest investment is not the largest check i ever handed my broker... I think you are asking what is the single largest deposit I have made? I sold my business in 2018 and retired...Every cent when to my broker to go on a buying spree... And what Life Insurance company sold a minor "16 years old" a life insurance policy? That would be a first or "anomaly" in this field. Also out of curiosity, you claim to use a corrupt system to make money and use it for good? Could you list some of those worldly deeds? Don't you think it is a little too late to be investing in this "long term" strategy with 30 trillion in US debt and one day away from the next Lehman brothers, I.E. Evergrande. You put so much faith in paper money and counting coins that you become blind to everything else. I ask you this: What would Jesus do? I designed a whole life policy with a Face value of $250,000 and I attached a growth rider that was calculated to keep it from becoming a MEC. a modified endowment contract, because they closed that loophole lol The rider and policy was $73.11/mo from Mutual Of New York MONY for short I can tell you that now because I cashed it in when it was past the break even point, and began my formual with $2500.00 in each of the four categories of mutual funds Growth growth and Income Aggressive growth International And then I began monthly contributions...30 years later I'm retired... Last Edited by BRIEF on 01/04/2022 09:24 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:26 AM Report Abusive Post Report Copyright Violation | That's smart. That phony money still trades for anything you want from food, to pussy, to donating it to a church...Money is the tool that gives you freedom. Without it, you will die. I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| Anonymous Coward User ID: 75543000 United States01/04/2022 09:27 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 75543000 United States01/04/2022 09:32 AM Report Abusive Post Report Copyright Violation | When the chatter about the markets starts to sound like: "its like a money machine, you can only make money in the market" cash in your chips and head for the door. I've heard this 4 times: 1986, 1996, 2000, 2008. Quoting: Anonymous Coward 75543000 But of course, whats going on with the dollar, its not an easy decision. |
| EightyEight User ID: 81756249  Canada01/04/2022 09:37 AM Report Abusive Post Report Copyright Violation | Look at these three charts, if you need proof, and average the three big indices: Quoting: BRIEF DOW for 2019-2021= 22.3 + 18.9 + 7.2 = 16.13% S&P 500 2019-2021= 28.9 + 26.9 + 16.3 = 24.03% NASDAQ 2019-2021= 35.2 + 43.6 + 22.3 = 101.1% 2019-2021= 141.43% average = 47.23% If anyone wishes to double check me, feel free... So I would like to once again introduce my theory of, for lack of a better term, the "Do something Syndrome" Basically, my theory has proven correct and effective. In the face of uncertainty in life, and here we are discussing economic uncertainty, people have the kneejerk reaction to "DO SOMETHING". I have proven to myself over the course of 30+ years of investing, that the best strategy is to DO NOTHING... If you pulled out of the market in the last three years, you lost out! Investing is for the long term with the goal of never cashing out...You only take distributions, and let your portfolio grow into a monster!! If you pull your money out of the market trying to time the prevention of a loss and then time the gains, to put the funds back in, you are not an investor...A gambler, but not an investor... If you began the pandemic with 100k, you would have more than doubled your money 200k+ (being very conservative) However, if you missed out on 10 of the largest days of growth in that time period, we calculated you would have lost $35,000, and have $165,000 remaining... Remember, investing is making a loan, not "Here's a few grand, now give it back and hope some money sticks to it" LOL That is not an investment strategy, unless poverty is your goal... Many of you have asked me to make an investment/money thread, so here you go, ask away... [link to www.macrotrends.net (secure)] [link to www.macrotrends.net (secure)] [link to www.macrotrends.net (secure)] All the working people I know are barely able to make ends meet. Not a cent to spare. In that case, as a financial counselor, I could take their goals and then adjust their spending to include it...If they simply do not make enough money, it just depends on how much they are willing to sacrifice...Give up the house and move in with a relative to save up??? There are ways and don't think you have exhausted them all... that's sound advice. TWOFILMS.TV |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:39 AM Report Abusive Post Report Copyright Violation | When the chatter about the markets starts to sound like: "its like a money machine, you can only make money in the market" cash in your chips and head for the door. I've heard this 4 times: 1986, 1996, 2000, 2008. Quoting: Anonymous Coward 75543000 Yeah and I sailed right through, because i didn't sell... 1986, I was in the eight grade on the way to Washington DC when I head the market dipped. I was only into CD's at that time. 1996, I was four years out of school and into my career...I was maxing out my IRA and paying into my taxable brokerage account...Each month when the ACH sweep hit my account, it nearly drained it...I was feeding it every dime I could. 2000 Y2K will wipe us all out!! Nope, it did kill one business that I know of, and I warned them...They didn't listen. 2008 The Kenyan, need i say more? Because rode out those years, I recovered and grew!! Last Edited by BRIEF on 01/04/2022 09:40 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| ranjmaz User ID: 80843366 United States01/04/2022 09:43 AM Report Abusive Post Report Copyright Violation | Since 2/10/2016: $compq +270% CCJ (uranium) +131.67% USERX (Gold Miners) +108.82% WEED.TO has been over +2,000 3 times, now at +322% Crypto, has exploded. If you aren't making loads of worthless money these days and are NOT completely out of debt, you missed out. Grab a martini, sit back and enjoy the collapse. |
| Just A ChugALugging User ID: 71700750 United States01/04/2022 09:44 AM  Report Abusive Post Report Copyright Violation | Ezekiel 7:19 “’They will throw their silver into the streets, and their gold will be treated as a thing unclean. Their silver and gold will not be able to deliver them in the day of the LORD’s wrath. It will not satisfy their hunger or fill their stomachs, for it has caused them to stumble into sin. Build up on God's love... Money is next to Satan.. Romans 14:11 It is written: “‘As surely as I live,’ says the Lord, ‘every knee will bow before me; every tongue will acknowledge God. Revelation 20:15 Anyone whose name was not found written in the book of life was thrown into the lake of fire. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:45 AM Report Abusive Post Report Copyright Violation | Look at these three charts, if you need proof, and average the three big indices: Quoting: BRIEF DOW for 2019-2021= 22.3 + 18.9 + 7.2 = 16.13% S&P 500 2019-2021= 28.9 + 26.9 + 16.3 = 24.03% NASDAQ 2019-2021= 35.2 + 43.6 + 22.3 = 101.1% 2019-2021= 141.43% average = 47.23% If anyone wishes to double check me, feel free... So I would like to once again introduce my theory of, for lack of a better term, the "Do something Syndrome" Basically, my theory has proven correct and effective. In the face of uncertainty in life, and here we are discussing economic uncertainty, people have the kneejerk reaction to "DO SOMETHING". I have proven to myself over the course of 30+ years of investing, that the best strategy is to DO NOTHING... If you pulled out of the market in the last three years, you lost out! Investing is for the long term with the goal of never cashing out...You only take distributions, and let your portfolio grow into a monster!! If you pull your money out of the market trying to time the prevention of a loss and then time the gains, to put the funds back in, you are not an investor...A gambler, but not an investor... If you began the pandemic with 100k, you would have more than doubled your money 200k+ (being very conservative) However, if you missed out on 10 of the largest days of growth in that time period, we calculated you would have lost $35,000, and have $165,000 remaining... Remember, investing is making a loan, not "Here's a few grand, now give it back and hope some money sticks to it" LOL That is not an investment strategy, unless poverty is your goal... Many of you have asked me to make an investment/money thread, so here you go, ask away... [link to www.macrotrends.net (secure)] [link to www.macrotrends.net (secure)] [link to www.macrotrends.net (secure)] All the working people I know are barely able to make ends meet. Not a cent to spare. In that case, as a financial counselor, I could take their goals and then adjust their spending to include it...If they simply do not make enough money, it just depends on how much they are willing to sacrifice...Give up the house and move in with a relative to save up??? There are ways and don't think you have exhausted them all... that's sound advice. I have called a client's insurance company, explained that I am working with Mr. So & so, and we need to put his car insurance into a 30 day grace period. They say ok, you will still have complete coverage, and your next months billing will be double... Now I have given the client 4-5 paychecks before the ins is due...Nowe he's ahead of his bills!! Last Edited by BRIEF on 01/04/2022 09:45 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:48 AM Report Abusive Post Report Copyright Violation | Since 2/10/2016: Quoting: ranjmaz $compq +270% CCJ (uranium) +131.67% USERX (Gold Miners) +108.82% WEED.TO has been over +2,000 3 times, now at +322% Crypto, has exploded. If you aren't making loads of worthless money these days and are NOT completely out of debt, you missed out. Grab a martini, sit back and enjoy the collapse. I used to sell metals, Platinum., Palladium, Rhodium, copper, brass and even some higher quality aluminum (not cans)... But I would not invest in them... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:53 AM Report Abusive Post Report Copyright Violation | I was luckier than most. Quoting: pud2.0 I received a large trust fund ($550k) after my dad died, on the caveat, I had to finish college. I graduated university at 21 1/2, my Masters at 22 1/2. I had some savings and investments prior to that, and a college fund which I didn't need to completely exhaust. I was able to have my first $1 milly at 23 almost 24. I had good connections in SF -- due to my dad (he was a very prominant bussines man in finance in SF for many years). I started a business with $160k in SF at age 24, grew it over 18 years and sold it for ...hmm....a LOT. heh. I was 43, retired and a multi millionaire, that was 2 years ago. Now I play, and f around moving investments around pretty much all day...I'm into everything from property, stock, crypto, NFTs, metaverse. Brief and I retired at relatively the same age..I think I'm a year or 2 younger, and old our companies around the same time sold mine in 2019, but hardly did anything that entire year...it ran itself, and I had the best management team ever! I had enough, and love my life now...love being able to buy whatever the F I want. :money: I'm proud of you!! Yeah you retired earlier... Bless your parents for thinking of youi and providing for you... My parents gave me a bike once... I got shit for Christmas too, we were not poor, but not wealthy then... What I have designed is a money engine that will continually grow from generation to generation, with virtually no way to split it up...Loans, yeah...repay with State minimum interest...Hell repay the loan with the 3% distribution! I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:56 AM Report Abusive Post Report Copyright Violation | Don't be fooled by 3%, that's a lots money when you have built your money engine up to a high enough level... 10,000,000 x 3% is $300,000/year as supplemental income... 20,000,000 x 3% $600,000 Not a bad supplemental income for my children I must admit... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 09:57 AM Report Abusive Post Report Copyright Violation | I was luckier than most. Quoting: pud2.0 I received a large trust fund ($550k) after my dad died, on the caveat, I had to finish college. I graduated university at 21 1/2, my Masters at 22 1/2. I had some savings and investments prior to that, and a college fund which I didn't need to completely exhaust. I was able to have my first $1 milly at 23 almost 24. I had good connections in SF -- due to my dad (he was a very prominant bussines man in finance in SF for many years). I started a business with $160k in SF at age 24, grew it over 18 years and sold it for ...hmm....a LOT. heh. I was 43, retired and a multi millionaire, that was 2 years ago. Now I play, and f around moving investments around pretty much all day...I'm into everything from property, stock, crypto, NFTs, metaverse. Brief and I retired at relatively the same age..I think I'm a year or 2 younger, and sold our companies around the same time sold mine in 2019, but hardly did anything that entire year...it ran itself, and I had the best management team ever! I had enough, and love my life now...love being able to buy whatever the F I want. :money: But I'm still smarter than you Pud   I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 10:03 AM Report Abusive Post Report Copyright Violation | Because I bought the family business...I was the only one interested and qualified, hell my sisters couldn't do it and my brothers were 5.... But everyone thinks they gave me the business...Um no, $1.2 million is not fucking free...So I just assumed I wouldn't get an inheritance... I assumed it would mostly go to my Downs brother...But after dad passed in December, mom asked me to handle the insurance payouts...inheritance was brought up and she said they have it all planned and everyone gets treated equally, except my littlest brother who we set of funds to take care of him when Mom's gone....She will probably live another 10 years or so, she's 77...But I get an inheritance LOL It really surprised me, and made me feel good... Last Edited by BRIEF on 01/04/2022 10:06 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 10:09 AM Report Abusive Post Report Copyright Violation | It was just brought up that I pinned my own thread like a Douch bag... It's a function of the site. you must be one of those people that buys a scientific really cool watch, and not know how 1/2 the damn functions work or what they do... LOL idiot Last Edited by BRIEF on 01/04/2022 10:10 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| Anonymous Coward User ID: 77394259 United States01/04/2022 10:47 AM Report Abusive Post Report Copyright Violation | This is not a thread for economic theories or your best guess, or something you heard your uncle say about stocks...They are not wealthy and I am, and It is because of my formula that it works... Quoting: BRIEF I will happily teach, but if you presume to know more than teacher about how his own proven formula works, you'll be shown the door... You are a member of conspiracy site who claims great wealth with nothing to prove it, spouting a claim that you can achieve a long term return that few in all of history across the whole planet have ever managed to achieve, and you want my respect?? NO! Goodbye! I do not lie, and I'm not giving you personal information. Banned. Well if you put your faith in this "honest" person, good luck. You will need it, brief and trinity do not have your best interest at heart. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 10:50 AM Report Abusive Post Report Copyright Violation | This is not a thread for economic theories or your best guess, or something you heard your uncle say about stocks...They are not wealthy and I am, and It is because of my formula that it works... Quoting: BRIEF I will happily teach, but if you presume to know more than teacher about how his own proven formula works, you'll be shown the door... You are a member of conspiracy site who claims great wealth with nothing to prove it, spouting a claim that you can achieve a long term return that few in all of history across the whole planet have ever managed to achieve, and you want my respect?? NO! Goodbye! I do not lie, and I'm not giving you personal information. Banned. Well if you put your faith in this "honest" person, good luck. You will need it, brief and trinity do not have your best interest at heart. Let me show you the door now too. Goodbye.  I will not delete this, as it's a clear example of someone who has not read and comprehended what I have told you in this thread. I do not want your advice in this thread, I am teaching a formula that works. Last Edited by BRIEF on 01/04/2022 10:51 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| Anonymous Coward User ID: 81756466 01/04/2022 11:01 AM Report Abusive Post Report Copyright Violation | I have another 10K saved up as an emergency fund, and was thinking about putting that into a brokerage instead of my savings.. should I choose money market / short term bond ETFs for the emergency fund or still put some of that in the actual growth market? Any advice appreciated. |
| Anonymous Coward User ID: 81009702 United States01/04/2022 11:04 AM Report Abusive Post Report Copyright Violation | I was luckier than most. Quoting: pud2.0 I received a large trust fund ($550k) after my dad died, on the caveat, I had to finish college. I graduated university at 21 1/2, my Masters at 22 1/2. I had some savings and investments prior to that, and a college fund which I didn't need to completely exhaust. I was able to have my first $1 milly at 23 almost 24. I had good connections in SF -- due to my dad (he was a very prominant bussines man in finance in SF for many years). I started a business with $160k in SF at age 24, grew it over 18 years and sold it for ...hmm....a LOT. heh. I was 43, retired and a multi millionaire, that was 2 years ago. Now I play, and f around moving investments around pretty much all day...I'm into everything from property, stock, crypto, NFTs, metaverse. Brief and I retired at relatively the same age..I think I'm a year or 2 younger, and sold our companies around the same time sold mine in 2019, but hardly did anything that entire year...it ran itself, and I had the best management team ever! I had enough, and love my life now...love being able to buy whatever the F I want. :money: Only a loser retires anyway. Your gonna really be crushed when you lose those zeros from your bank account soon. Pride is a very weak character trait. And starting with 500k and ending with 10xs that isn’t impressive. |
| Eilonwy User ID: 81328201 United States01/04/2022 11:06 AM  Report Abusive Post Report Copyright Violation | |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 11:14 AM Report Abusive Post Report Copyright Violation | It’s not that much, but at 29 I have about 13K split between a Roth(REITS), Traditional(Diversified ETFs), and HSA(individual stocks). Quoting: Anonymous Coward 81756466 I have another 10K saved up as an emergency fund, and was thinking about putting that into a brokerage instead of my savings.. should I choose money market / short term bond ETFs for the emergency fund or still put some of that in the actual growth market? Any advice appreciated. You should have an emergency fund that will pay all bills for a year...However, a $10,000 emergency fund should suffice. Here's why. Statistically, anyone of use will have an emergency every 10 years, that will cost you 10k How do I know that? How long do you drive a car? Car payments? In ten years, you will be ready for a new car or Susy needs orthodontal work, or dad was in car accident as is laid off... 10k or more every 10 years...count on it I like the Roth and the taxable brokerage account, and the HSA! Good job! Keep paying into it monthly... For your 10k that won't be making much because it's liquid at the bank: I have spoken to managers of banks and convinced them to write "No penalty for early withdraw" on a CD, explaining to him that the only way I will cash in the CD prematurely is if there is an absolute life or death situation... That should pay higher than a money market... But I don't worry about interest on the emergency fund...The value of it is in the fact it's liquid and just down the street... Last Edited by BRIEF on 01/04/2022 11:15 AM I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
| BRIEF (OP) User ID: 79662918 United States01/04/2022 11:17 AM Report Abusive Post Report Copyright Violation | Dental insurance sucks. Even if you have it on your plan, it's only a discount, like a coupon book you buy... Braces and dental work can easily be $5,000 or more... I never forgive and I never forget I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked. |
