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Capital 1 kinda screwed me... Should I take revenge?

 
vmedia
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User ID: 80547777
United States
05/31/2022 01:01 AM
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Capital 1 kinda screwed me... Should I take revenge?
Ok so capital one somehow got retarded this month & tripled a balance transfer this month. I had a legit 8k balance & overnite it went to 24k because of a fat-finger on their end. They didn't transfer 3x the money - they just show 2 pending $8k transactions which killed my balance.

They basically admitted the charges were not originated from a POS but from their side when processing the transfer. They admitted the error and said it would have to go up the chain and could take 7-10 days to correct.

There goes my utilization score so my credit score is gonna nosedive this month. Thanks for that oof.

Now here's where I need some advice... my cash-back amount ballooned to about $350 overnite. Anyone think I should help myself before it gets reversed? I mean they never said *not to touch it...

WWYD GLP'ers??
Son of a Gunny

User ID: 9522184
United States
05/31/2022 01:15 AM

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Re: Capital 1 kinda screwed me... Should I take revenge?
Ok so capital one somehow got retarded this month & tripled a balance transfer this month. I had a legit 8k balance & overnite it went to 24k because of a fat-finger on their end. They didn't transfer 3x the money - they just show 2 pending $8k transactions which killed my balance.

They basically admitted the charges were not originated from a POS but from their side when processing the transfer. They admitted the error and said it would have to go up the chain and could take 7-10 days to correct.

There goes my utilization score so my credit score is gonna nosedive this month. Thanks for that oof.

Now here's where I need some advice... my cash-back amount ballooned to about $350 overnite. Anyone think I should help myself before it gets reversed? I mean they never said *not to touch it...

WWYD GLP'ers??
 Quoting: vmedia


Only if you want to suffer from the additional charges they stick you with later.
Anonymous Coward
User ID: 77777439
United States
05/31/2022 01:20 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
No. They probably will take you alive and then the only victim is the taxpayer.
Crypto-Tard

User ID: 82593039
United States
05/31/2022 01:35 AM

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Re: Capital 1 kinda screwed me... Should I take revenge?
Capital One are the worst financial vampires.

I had a meeting with one of their tech teams....all they wanted was a brain suck and they were extremely rude about it as well.

On the way down in the lobby, there was literally a body outside the elevator on the floor covered with a white sheet and blood on the floor next to the body. This person had been shot.

Creepiest meeting I've ever been to.
When you are afraid of losing your life, you have already lost your life.

Don't be afraid.
Anonymous Coward
User ID: 83475670
United States
05/31/2022 01:45 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
Usury losers. All coming to an end.
Anonymous Coward
User ID: 57968656
United States
05/31/2022 02:13 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
Part ways with them. If you are a good customer they will

Ruin your credit score on purpose. I had a 800 credit score,

For years, back in '05. I had a storage unit which a pawn shop

Owned. I would pay monthly with my card. And always clear the

Balance by end of month. Hence, not paying interest. Every

Month I would rack up to 2500. To 3000. And pay it off in

full.

Overnite with out notice they moved my interest rate from

4% to 28%. They said it was because I was high risk because

I was pawning things. I explained it to them they didn't

Care and began to negatively effect my credit score.

So I rack that card up to 5000.00 and told them to go fuck themselves.

I never paid it and told them to leave me the fuck alone, so

my credit score is in the gutter ever since, they should of

Never fucked with me.
Anonymous Coward
User ID: 81349777
United States
05/31/2022 02:22 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
Part ways with them. If you are a good customer they will

Ruin your credit score on purpose. I had a 800 credit score,

For years, back in '05. I had a storage unit which a pawn shop

Owned. I would pay monthly with my card. And always clear the

Balance by end of month. Hence, not paying interest. Every

Month I would rack up to 2500. To 3000. And pay it off in

full.

Overnite with out notice they moved my interest rate from

4% to 28%. They said it was because I was high risk because

I was pawning things. I explained it to them they didn't

Care and began to negatively effect my credit score.

So I rack that card up to 5000.00 and told them to go fuck themselves.

I never paid it and told them to leave me the fuck alone, so

my credit score is in the gutter ever since, they should of

Never fucked with me.
 Quoting: Anonymous Coward 57968656


Showed them didn’t you? it goes up like that when you are past due. Apparently a good credit score is worth $5k to you. Congrats.
Anonymous Coward
User ID: 83451946
United States
05/31/2022 02:26 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
5k will not even make a rain drop ripple in an ocean difference to them. But they now get to go after you lol
Anonymous Coward
User ID: 71250639
United States
05/31/2022 02:34 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
The only “revenge” you can take is to

1. Find a black guy and make him wear a mask
2. Have him use your entire balance up to $1 left on things you want
3. Have him fill up two cars with that $1 at the gas pump as payment
4. Don’t pay your now OVER Balance and claim your card was lost or stolen
5. Dispute the charge on your credit report and have it removed
same as casino
User ID: 79201467
United States
05/31/2022 02:38 AM
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Re: Capital 1 kinda screwed me... Should I take revenge?
The only way to win is not to play.





GLP