This Time Of Year, Annually, Is the Medicare Advantage Signup. Did You know....

I am retired..and healthy…so just stick with Medicare insurance?

Yep..I am on united health care. It's monthly use Phenn.. and it's lots of places. You are behind the times..seriously so

Drug or vaccine Phenn...you are too young I suppose to get a vaccine for pneumonia...the 2nd one I took caused my diabetes within a month and I am now basically type one..and on lots of I suline.

One year my Medicare Advantage plan held a Wellness Fair.
I thought, Oh great, I’ll get some info and good motivation to utilize the Silver Sneakers exercise program, get nutritional advice, maybe more.
Instead it was a sit and wait and signup to get scheduled for Mammogram, Routine Colonoscopy, and make sure we had chosen a primary care doctor.

Last Edited by 936432979 on 11/20/2023 10:58 AM

this is my first year, I got a foot high stack of mailings, this plan, that plan...had me sooooo confused. Finally my car insurance yeah my car insurance sent me to ehealth which broke it all down gave me the plans that covered my dr etc and I ended up having to choose between 2 plans....I chose the plan with the lowest deductible and highest dental and vision and a $125 otc card per 4 times a year. We shall see how this goes....

No pet care on mine..u card is MONTHLY PHENN. It is still use it or loose it. Posting bs more than a a bit Phenn but thanks for the thread

As a licensed health and life producer.. I do NOT like Advantage.. Hospitals and doctors don’t like Advantage. Plan C needs federal reform badly imo.

I do. If you travel, having straight Medicare is much less hassle in an emergence away from home.

I helped my cousin enroll in medicare, I did a lot of research on what all the plan options were and the terminology.

Please take my word for it and check out this website, they have SO much information, if you get their emails they have a free course which will make you the most well-informed person on how medicare works

[link to boomerbenefits.com (secure)]

Everything they offer is free. They will walk you through everything and have a sign up service which is advantageous in this way: later if you have a dispute over what is covered, they will handle negotiations for you.

But being as well informed as possible is a really good idea and I do not think anyone has as good of information as they do, it's impressive, check it out, they have a book too.

They do not push any private companies. As people said above, the Advantage plans might be good for someone with a lot of preexisting conditions, I don't know, but they present every option.

Last Edited by Vision Thing on 11/20/2023 11:08 AM

goddamnit hawk i hate those commercials lol

can you afford private insurance?

Scammer, when I hear a foreigner speaking broken English on the other end ..it’s a scam

dude thats my carrier too.
im well versed in this area of detail. UHC is in deep shit for denying pmts & preauths.

Bad experience with United Healthcare Advantage. In the booklet outlining benefits, it read 20 days in rehab, but after 8 days, I was dismissed from the rehab center because I had “made sufficient progress”. I did not feel medically comfortable leaving … article I read yesterday says there is a nationwide law suit against United for using Artificial Intelligence , AI, for their decision making that denies services:

[link to arstechnica.com (secure)]

“UnitedHealth uses AI model with 90% error rate to deny care, lawsuit alleges
For the largest health insurer in the US, AI's error rate is like a feature, not a bug.

UnitedHealthcare, the largest health insurance company in the US, is allegedly using a deeply flawed AI algorithm to override doctors' judgments and wrongfully deny critical health coverage to elderly patients. This has resulted in patients being kicked out of rehabilitation programs and care facilities far too early, forcing them to drain their life savings to obtain needed care that should be covered under their government-funded Medicare Advantage Plan.…”

it was a drug, I sued n got 125k. they knew what it did n suppressed it.

United Healthcare in pa gives 50$ quarterly, it goes by ur social security income. u get more if your benefits less.

Phenn..no tax payer doesn't and you KNOW that. Mo ey is just digitally invented as needed

Funny, first thread I read today. Just pulled my back out this morning.

Will I goto a Dr.? Hell no, time will heal.

can't stand that old cunt commercial either.

Not really, no heath issues at all. I would hope the occasional visit would be covered through Medicare.

Right now I have an advantage plan that takes $150 monthly


Should go back to Medicare alone?

I'm not signing up for shit! I'm paying cash, fuck the Gov. They will not be involved in my "health care" in anyway whatsoever. The freaking HOOPS you people jump through omg! JUST DON'T PAY IT!

thats right, when they got bagged for the denials they blamed AI. thanks for posting what I inadvertently omitted
my bad.

the red/white/blue card doesn't have parts c+d .
only A+B. drs n hosp.

It gives up to 180 monthly here in Colorado. And it's individual according to income..those on Medicaid always gave a low income. This amount is for those on the dual program having both Medicare and Medicaid.

How long will that cash last ..if you get mashed in a car accident. Do you have any concept of medical costs

The USA debt Phenn is well over 40 quadrillion. Taxpayers can.t even cover the Interest on that. Stop the taxpayer pays crap already

Is there coverage if one is a dumb cunt?

Hope so for your sake

the dual here in pa depends on ins carrier, but it's 500-3000. no joke.

butttttt chk this out. I bagged upmc insurance re this old lady. she saw on FB the extra cash thing. so we 3 wayed the call to an agent. they're promoting upmc here. no dental no eyes. But she'd get 1200$ in the extra cash. FOH!!

Last Edited by Phennommennonn on 11/20/2023 11:27 AM

I know that Medicare supplement plans are a waste of money for most

I got bullied by family members into getting one for my mom -- it was a "Plan G" (or whatever) with a $175 a month premium and a big deductible -- that she never met

after a couple of years I dropped it

she recently had a cancer surgery where her portion of the bill was like $1300

same family members are hassling me about her not having had a supplement plan for 10 years now -- and how that's "killing" her with expenses

I try to explain it's better to pay $1300 than to have paid over $20,000 for the supplement plan these past 10 years -- but still they hassle me how it's "wasting money to not have a supplement"

maybe it's worth it for those who have assets to protect and the monthly payments are no big deal , but not for someone who only gets $800 a month from SS