Ok, So we owe $4100 to the IRS , how do we NOT pay this!

Its legit. I got a bonus of $20K in 2009. It was not taxed. We used the money to pay off some credit cards.

Now, we owe $4100. I sent them a request to make payments which the IRS granted. I mailed in $100. $4000 balance, right.??

NOOOOOOO... Today, I received a statement saying we now owe $4185,00. The $185 is for interest, penalty and late fee.

My husband wants to call a tax attorney, but I don't know what he can do. We owe the $$$. We just have very little income this year and cannot pay it all off!!

Its legit. I got a bonus of $20K in 2009. It was not taxed. We used the money to pay off some credit cards.

Now, we owe $4100. I sent them a request to make payments which the IRS granted. I mailed in $100. $4000 balance, right.??

NOOOOOOO... Today, I received a statement saying we now owe $4185,00. The $185 is for interest, penalty and late fee.

My husband wants to call a tax attorney, but I don't know what he can do. We owe the $$$. We just have very little income this year and cannot pay it all off!!

Its legit. I got a bonus of $20K in 2009. It was not taxed. We used the money to pay off some credit cards.

Now, we owe $4100. I sent them a request to make payments which the IRS granted. I mailed in $100. $4000 balance, right.??

NOOOOOOO... Today, I received a statement saying we now owe $4185,00. The $185 is for interest, penalty and late fee.

My husband wants to call a tax attorney, but I don't know what he can do. We owe the $$$. We just have very little income this year and cannot pay it all off!!



It's as if you now have yet another credit card pymt to take care of. As long as you send the IRS money pretty regularly, they'll leave you alone. But their computer will continue to generate the scary letters stating what you owe while tallying up the interest charges. It's not like anyone really knows you exist, it's all computer done. Just make sure you keep track of what you send them, like all cancelled checks. They make mistakes, too. They won't be filing leins and stuff like that unless you totally ignore them or don't hardly pay anything.

Why didn't your employer withhold taxes on the 20K?

Over $4k? We have been holding off doing that over $50K in CC Debt. I didn't think an IRS lien could be discharged in BK court...

Correct me if I am wrong.

I am constantly battling with myself over working. I work 2 jobs just to pay min payments on all our debt. If I quit work, file BK, life would somehow be easier? however,
not able to get a loan on a car, a house??? lots to consider.

Thats what I thought too.. can't discharge IRS>

The employer didn't withhold taxes because it was a one time BONUS check.

We actually paid off debt with the 20K all CC with high interest rates.

I will definitely look into tax advocacy and HR Block.

Thanks GLPers' awesome advice as always!!

Pay $100k if you love your country.

I Pay my taxes and so do honest people.

The best place for some free advice is your local H&R Block office. The won't charge you unless they end up filling out a form. Ask for the most experienced guy or gal in there and ask them about it. I worked HRB for 15 years and helped countless people with their IRS problems. They aren't all that scary as long as your paperwork jives and you don't ignore them.

Get a loan to pay it off if you want, but just make sure the interest on the loan isn't more than the interest the IRS is charging you. Also consider the fact that the IRS will withhold your next refunds until your debt is paid off.

I hope you're not in a state with income tax.

You made the money to be taxed on, didn't you?


By your own admission you owe the country that money.

Pay it!

I Pay my taxes and so do honest people.


If you want to live here pay what you owe.

Listen...EVERYTHING is negotiable...EVERYTHING.

If you can't afford the $4100..or even if you can...just offer them half, and make up a sob story. Sell the story to them, do your best used car salesman lines...they'll definitely take it. Otherwise they have to spend man hours collecting, and believe me, they HATE DOING THAT. All the IRS wants to do is CLEAR ITS BOOKS..that's it!

Over $4k? We have been holding off doing that over $50K in CC Debt. I didn't think an IRS lien could be discharged in BK court...