You can save up to 50% off current monthly bills doing the following, and I have done all these things. (feel free to add to the list, and help others.)

1. Lower your mobile phone to the lowest plan, buy Ooma, skype, vonage etc. Can save you hundreds per year.

2. Run your laundry, dishwasher, or anything else large after 6:00pm for discounted power rates in certain areas. You can also air dry your clothes for free.

3. Buy rice, or beans in bulk bags at costco, bjs, or other club stores, and store them for up to 30 years in lowes/home depot buckets, and mylar bags, and use oxygen absorbers which both can be bought on amazon.

4. tint your house windows, and replace window screens with solar screen to reduce AC/heater costs.

5. add radiant barrier on your garage door, in your attic, or buy a solar attic fan.