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~Obamacare~ States Opting out of the State Run Insurance Exchanges

 
Anonymous Coward (OP)
User ID: 38228479
United States
09/21/2013 05:00 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
...


The state based exchanges ARE what the federal subsidies are for IN THE BEGINING, then they expire and the states have to SELF-FUND them and they will go bankrupt trying to do so.
 Quoting: Anonymous Coward 4223140


That's just your uneducated opinion.
 Quoting: Anonymous Coward 38228479


State Health Care Exchanges

Cost. Proponents deflect attention from the true cost of the exchanges by focusing on the PPACA grants to fund states establishing them. However, unlike past federal-state policy ventures, like Medicaid or even the State Children’s Health Insurance Program (SCHIP), there will be no steady flow of federal dollars to the states. The law specifies that starting in 2015, any state implementing a state exchange must develop its own revenue source to fund the exchange’s annual operations. That puts the long-term costs squarely on the states.

Moreover, the recent announcement by the Department of Health and Human Services (HHS) that it will levy a 3.5 percent administrative fee on coverage sold through the federally run exchanges indicates there are significant costs if a state agrees to run its own exchange.[1]

LIKE I SAID GO BUY A FUCKING EDUCATION
 Quoting: Anonymous Coward 4223140


The above FACT is from the HERITAGE FOUNDATION, I guess that is their uneducated opinion
 Quoting: Anonymous Coward 4223140


Maybe I needed to see what Glen Beck has to say. lol
Anonymous Coward (OP)
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09/21/2013 05:01 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
:obamacareann:
 Quoting: TheEndIsNigh2013


And that is only the ones paying attention so far.
Many people still don't even realize Obamacare is going into effect.
Wait until everyone starts getting ass-raped, and have no money left for rent & groceries. This NaziCare will fail.
 Quoting: Anonymous Coward 45922344


I know, is it mommy and daddy will take care of me. It's not like people aren't informed these day's?
Anonymous Coward
User ID: 46389756
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09/21/2013 05:02 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Blood sucking red states? Reread your list. Almost half of those states you listed are blue states.

It is no a state thing. The American People don't want Obamacare.
 Quoting: Anonymous Coward 46385782


The American People DO want Obamacare.
 Quoting: Anonymous Coward 38228479


You are quite wrong. You better check the several recent polls. (Google it yourself.) However, as an apparent shill (which also applies to any progressive obot these days), you trade in lies, not facts.
Anonymous Coward
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09/21/2013 05:03 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
:obamacareann:
 Quoting: TheEndIsNigh2013


And that is only the ones paying attention so far.
Many people still don't even realize Obamacare is going into effect.
Wait until everyone starts getting ass-raped, and have no money left for rent & groceries. This NaziCare will fail.
 Quoting: Anonymous Coward 45922344


I know, is it mommy and daddy will take care of me. It's not like people aren't informed these day's?
 Quoting: Anonymous Coward 38228479


So what's Obamacare, if it's not Mommy and Daddy (government) taking care of us?
TheEndIsNigh2013

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09/21/2013 05:03 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
I know, is it mommy and daddy will take care of me. It's not like people aren't informed these day's?
 Quoting: Anonymous Coward 38228479


Why don't you know how to use apostrophes? Can't they teach it in shill school?
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Anonymous Coward
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09/21/2013 05:11 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
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The state based exchanges ARE what the federal subsidies are for IN THE BEGINING, then they expire and the states have to SELF-FUND them and they will go bankrupt trying to do so.
 Quoting: Anonymous Coward 4223140


That's just your uneducated opinion.
 Quoting: Anonymous Coward 38228479


State Health Care Exchanges

Cost. Proponents deflect attention from the true cost of the exchanges by focusing on the PPACA grants to fund states establishing them. However, unlike past federal-state policy ventures, like Medicaid or even the State Children’s Health Insurance Program (SCHIP), there will be no steady flow of federal dollars to the states. The law specifies that starting in 2015, any state implementing a state exchange must develop its own revenue source to fund the exchange’s annual operations. That puts the long-term costs squarely on the states.

Moreover, the recent announcement by the Department of Health and Human Services (HHS) that it will levy a 3.5 percent administrative fee on coverage sold through the federally run exchanges indicates there are significant costs if a state agrees to run its own exchange.[1]

LIKE I SAID GO BUY A FUCKING EDUCATION
 Quoting: Anonymous Coward 4223140


Read the last paragraph -> That's what I'm saying. Many RED states are going to be levied a 3.5 percent administrative fee and will cost federal taxes to implement, all bc they didn't set up their own State run insurance exchange. Expect higher costs due to opting out.
 Quoting: Anonymous Coward 38228479


IT IS CHEAPER TO PAY THE 3.5 FEE AND HERE IS AN EXAMPLE:

Just this week a Maryland panel recommended to that state’s governor and legislature new taxes and fees to fund its state exchange.[2] The Maryland report projects annual administrative costs for the state’s exchange of $201 per enrollee in 2015, declining to $152 per enrollee in 2017.

In contrast, applying the 3.5 percent fee set by HHS to the $2,770 national average per-capita premium for all commercial group and individual major medical insurance sold in 2011 yields a projected annual administrative cost for exchanges of $97 per enrollee. The much higher Maryland figures are significant as they reflect thorough and detailed work by the state most committed to implementing a state Obamacare exchange.[3]



This is estimated on their bullshit numbers....it is always higher.

Done with it, you're too stupid to get it. Enjoy ur life
SevenThunders

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09/21/2013 05:17 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
What I love about Obamacare is that it finally forces low wage earners to pay excessive taxes like the rest of us. I can't wait to see the reaction of the fraction of Obama's core that have jobs, when they have to pony up $21K per year for the cheapest exchange plan.

This is how a leftist, Marxist, Muslim runs a country. Just turn over health care to the careful guidance of an insurance industry executive. Yup libtards, that's who designed your Obamacare.

The blow back this November will be fierce. It's just a shame that the phony republicans can't manage their way out of a paper bag, and often are nearly as much of a tool as Obummer.

Obama's only hope now is to create enough welfare cheats that depend on the state to carry the next few elections. Those people never pay for anything.
With man this is impossible, but with God all things are possible
Anonymous Coward
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09/21/2013 05:25 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
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That's just your uneducated opinion.
 Quoting: Anonymous Coward 38228479


State Health Care Exchanges

Cost. Proponents deflect attention from the true cost of the exchanges by focusing on the PPACA grants to fund states establishing them. However, unlike past federal-state policy ventures, like Medicaid or even the State Children’s Health Insurance Program (SCHIP), there will be no steady flow of federal dollars to the states. The law specifies that starting in 2015, any state implementing a state exchange must develop its own revenue source to fund the exchange’s annual operations. That puts the long-term costs squarely on the states.
Moreover, the recent announcement by the Department of Health and Human Services (HHS) that it will levy a 3.5 percent administrative fee on coverage sold through the federally run exchanges indicates there are significant costs if a state agrees to run its own exchange.[1]

LIKE I SAID GO BUY A FUCKING EDUCATION
 Quoting: Anonymous Coward 4223140


Read the last paragraph -> That's what I'm saying. Many RED states are going to be levied a 3.5 percent administrative fee and will cost federal taxes to implement, all bc they didn't set up their own State run insurance exchange. Expect higher costs due to opting out.
 Quoting: Anonymous Coward 38228479


IT IS CHEAPER TO PAY THE 3.5 FEE AND HERE IS AN EXAMPLE:

Just this week a Maryland panel recommended to that state’s governor and legislature new taxes and fees to fund its state exchange.[2] The Maryland report projects annual administrative costs for the state’s exchange of $201 per enrollee in 2015, declining to $152 per enrollee in 2017.

In contrast, applying the 3.5 percent fee set by HHS to the $2,770 national average per-capita premium for all commercial group and individual major medical insurance sold in 2011 yields a projected annual administrative cost for exchanges of $97 per enrollee. The much higher Maryland figures are significant as they reflect thorough and detailed work by the state most committed to implementing a state Obamacare exchange.[3]



This is estimated on their bullshit numbers....it is always higher.

Done with it, you're too stupid to get it. Enjoy ur life
 Quoting: Anonymous Coward 4223140


Anonymous Coward
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United States
09/21/2013 05:31 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
I know, is it mommy and daddy will take care of me. It's not like people aren't informed these day's?
 Quoting: Anonymous Coward 38228479


Why don't you know how to use apostrophes? Can't they teach it in shill school?
 Quoting: TheEndIsNigh2013


1rof1 I know, I keep telling the shill to go buy a fucking education 1rof1
Anonymous Coward (OP)
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United States
09/21/2013 05:53 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
What I love about Obamacare is that it finally forces low wage earners to pay excessive taxes like the rest of us. I can't wait to see the reaction of the fraction of Obama's core that have jobs, when they have to pony up $21K per year for the cheapest exchange plan.

This is how a leftist, Marxist, Muslim runs a country. Just turn over health care to the careful guidance of an insurance industry executive. Yup libtards, that's who designed your Obamacare.

The blow back this November will be fierce. It's just a shame that the phony republicans can't manage their way out of a paper bag, and often are nearly as much of a tool as Obummer.

Obama's only hope now is to create enough welfare cheats that depend on the state to carry the next few elections. Those people never pay for anything.
 Quoting: SevenThunders


RomneyCare = Massachusetts Health Care Bill!
Anonymous Coward (OP)
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09/21/2013 05:57 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
I know, is it mommy and daddy will take care of me. It's not like people aren't informed these day's?
 Quoting: Anonymous Coward 38228479


Why don't you know how to use apostrophes? Can't they teach it in shill school?
 Quoting: TheEndIsNigh2013


1rof1 I know, I keep telling the shill to go buy a fucking education 1rof1
 Quoting: Anonymous Coward 4223140


Just a blue collar worker my whole life, grammar was for girls and femmy boys. I was more into mechanics and the understandings of how real life things worked, grammar doesn't keep your nice little cubes warm in the winter and cool in the summer. lol
Unixlike

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09/21/2013 06:02 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Blood sucking red states? Reread your list. Almost half of those states you listed are blue states.

It is no a state thing. The American People don't want Obamacare.
 Quoting: Anonymous Coward 46385782


The American People DO want Obamacare.
 Quoting: Anonymous Coward 38228479


Only those who are poor and Obama will take all of the wealth of the middle and upper-middle class and give it to Big Pharma and Big Medical and add to the poor class.

Those who truly understand want nothing to do with it.
 Quoting: Bear Drinker


Only welfare losers and their libtard enabler do-gooders want Barrycare.
Anonymous Coward (OP)
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09/21/2013 06:04 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Blood sucking red states? Reread your list. Almost half of those states you listed are blue states.

It is no a state thing. The American People don't want Obamacare.
 Quoting: Anonymous Coward 46385782


The American People DO want Obamacare.
 Quoting: Anonymous Coward 38228479


Only those who are poor and Obama will take all of the wealth of the middle and upper-middle class and give it to Big Pharma and Big Medical and add to the poor class.

Those who truly understand want nothing to do with it.
 Quoting: Bear Drinker


Only welfare losers and their libtard enabler do-gooders want Barrycare.
 Quoting: Unixlike


Yeh, I know, you want 'right to work' and 'employment at will'.
BunBun

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09/21/2013 06:05 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
OP is an idiot shill. I wonder how much Obama is paying him to be such a moran.
Christard and Lover of God
Anonymous Coward (OP)
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09/21/2013 06:08 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
OP is an idiot shill. I wonder how much Obama is paying him to be such a moran.
 Quoting: BunBun


$1458 Month.
R.P. McMurphy

User ID: 45419220
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09/21/2013 06:10 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
You have no idea of what you're talking about OP... and your list isn't even right.

Just another ignorant-ass sequester shill.
"Moral of the story is I chose a half measure when I should have gone all the way. I'll never make that mistake again.

==== ESTJ-a (Executive) 93% Extroverted, 82% Observant, 83% Thinking, 82% Judging,72% Assertive ====
Anonymous Coward
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United States
09/21/2013 06:10 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
I know, is it mommy and daddy will take care of me. It's not like people aren't informed these day's?
 Quoting: Anonymous Coward 38228479


Why don't you know how to use apostrophes? Can't they teach it in shill school?
 Quoting: TheEndIsNigh2013


1rof1 I know, I keep telling the shill to go buy a fucking education 1rof1
 Quoting: Anonymous Coward 4223140


Just a blue collar worker my whole life, grammar was for girls and femmy boys. I was more into mechanics and the understandings of how real life things worked, grammar doesn't keep your nice little cubes warm in the winter and cool in the summer. lol
 Quoting: Anonymous Coward 38228479


I am just a low to middle income worker myself, I should not of responded to "your uneducated opinion" the way I did by stating go buy a fucking education. Obamacare has got all of us worried but I truly think you are wrong. I guess we will wait and see. lol .hf
Anonymous Coward (OP)
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09/21/2013 06:14 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
You have no idea of what you're talking about OP... and your list isn't even right.

Just another ignorant-ass sequester shill.
 Quoting: R.P. McMurphy


Correct the list for me, thanks.
Anonymous Coward (OP)
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09/21/2013 06:15 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
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Why don't you know how to use apostrophes? Can't they teach it in shill school?
 Quoting: TheEndIsNigh2013


1rof1 I know, I keep telling the shill to go buy a fucking education 1rof1
 Quoting: Anonymous Coward 4223140


Just a blue collar worker my whole life, grammar was for girls and femmy boys. I was more into mechanics and the understandings of how real life things worked, grammar doesn't keep your nice little cubes warm in the winter and cool in the summer. lol
 Quoting: Anonymous Coward 38228479


I am just a low to middle income worker myself, I should not of responded to "your uneducated opinion" the way I did by stating go buy a fucking education. Obamacare has got all of us worried but I truly think you are wrong. I guess we will wait and see. lol .hf
 Quoting: Anonymous Coward 4223140


It's going to be interesting to say the least. Lucky I'm covered under Medicare.
Anonymous Coward
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09/21/2013 06:16 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
...


bsflag

YOU ARE DEFINITELY A FUCKING SHILL
 Quoting: ... 47096853


Syracuse, N.Y. -- While many Americans still have a negative view of Obamacare, most oppose the idea of cutting off funding to stop the law from being implemented, according to a poll.

The poll by the Kaiser Family Foundation found 57 percent of Americans disapprove of the idea of defunding the law.


[link to www.syracuse.com]
 Quoting: Anonymous Coward 38228479

oh boy I am convinced now, GTFO
 Quoting: ... 47096853


Prove me otherwise, the people voted Obama in, he's doing the will of the people!
 Quoting: Anonymous Coward 38228479


I voted Obama 1st term, and am disgusted by this constitutional violation at best. So, shut up. I am the people and you are wrong, now go away if you aren't going to add anything positive
Anonymous Coward (OP)
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09/21/2013 06:19 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
...


Syracuse, N.Y. -- While many Americans still have a negative view of Obamacare, most oppose the idea of cutting off funding to stop the law from being implemented, according to a poll.

The poll by the Kaiser Family Foundation found 57 percent of Americans disapprove of the idea of defunding the law.


[link to www.syracuse.com]
 Quoting: Anonymous Coward 38228479

oh boy I am convinced now, GTFO
 Quoting: ... 47096853


Prove me otherwise, the people voted Obama in, he's doing the will of the people!
 Quoting: Anonymous Coward 38228479


I voted Obama 1st term, and am disgusted by this constitutional violation at best. So, shut up. I am the people and you are wrong, now go away if you aren't going to add anything positive
 Quoting: Anonymous Coward 20125220


It passed just like mandatory auto insurance, now you drive, you carry insurance. Same thing with seat belt laws - the list keeps going on. I don't have the answers?
Anonymous Coward
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United States
09/21/2013 06:22 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Well OP, I can tell you, I have run the calculator. And for my wife and I, for the shitty Obama Bronze Plan, it will cost us over $14k per year. More than $1,100 per month.

That's not going to happen. I won't be participating in your wonderful program. Not now, not later, not ever.
 Quoting: Anonymous Coward 45922344


^^^ THIS ^^^
R.P. McMurphy

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09/21/2013 06:58 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
You have no idea of what you're talking about OP... and your list isn't even right.

Just another ignorant-ass sequester shill.
 Quoting: R.P. McMurphy


Correct the list for me, thanks.
 Quoting: Anonymous Coward 38228479


Well, for one thing, Arizona became the 17th state to opt out in November of 2012, but has since agreed to set up an exchange so they don't even belong on your list.

The number of states opting out as of September 2013 is 26.

It would actually be easier to put a list of those states who are participating:

Arizona.
California.
Connecticut.
District of Columbia.
Hawaii.
Illinois.
Maryland.
Massachusetts.
Minnesota.
New York.
Vermont.
Washington.

crotchpwned

Last Edited by Mike Ehrmantraut on 09/21/2013 06:58 PM
"Moral of the story is I chose a half measure when I should have gone all the way. I'll never make that mistake again.

==== ESTJ-a (Executive) 93% Extroverted, 82% Observant, 83% Thinking, 82% Judging,72% Assertive ====
I'mpossible

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09/21/2013 07:00 PM

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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
It passed just like mandatory auto insurance, now you drive, you carry insurance. Same thing with seat belt laws - the list keeps going on. I don't have the answers?
 Quoting: Anonymous Coward 38228479


Hopefully this quoted properly to the AC OP. Yes, those bills did indeed become law, both State and Federal. As have many other mandatory health and safety laws such as inoculations, etc.

Where I have great concern is with the lack of planning by the Feds for oversight and auditing. This program will be a free-for-all for fraud, waste, and abuse exactly as Medicare and Medicaid are currently.

By all rights, rather than implement a new program, the Feds had an existing plan, Medicaid, that if expanded to include low income insurees would have been a viable and acceptable alternative. With proper oversight and auditing of course.

This is where I am stumped, OP. The need for a new medical insurance program was and is not there. What are the Federalists hoping to achieve?
Apocalypse: All shall be revealed. And all shall be revealed.
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Anonymous Coward (OP)
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09/21/2013 07:02 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
HMO/ insurance companies will make a killing?
Anonymous Coward
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09/21/2013 07:13 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
It passed just like mandatory auto insurance, now you drive, you carry insurance. Same thing with seat belt laws - the list keeps going on. I don't have the answers?
 Quoting: Anonymous Coward 38228479


Hopefully this quoted properly to the AC OP. Yes, those bills did indeed become law, both State and Federal. As have many other mandatory health and safety laws such as inoculations, etc.

Where I have great concern is with the lack of planning by the Feds for oversight and auditing. This program will be a free-for-all for fraud, waste, and abuse exactly as Medicare and Medicaid are currently.

By all rights, rather than implement a new program, the Feds had an existing plan, Medicaid, that if expanded to include low income insurees would have been a viable and acceptable alternative. With proper oversight and auditing of course.

This is where I am stumped, OP. The need for a new medical insurance program was and is not there. What are the Federalists hoping to achieve?
 Quoting: I'mpossible


Very astute observation and if you re-read you post/question, you will have your answer.

Fraud and government abuse of said funds.
Fred
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09/21/2013 07:23 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Looks like I might need to move back home.
California is lost.
 Quoting: Anonymous Coward 45922344


I don't see anyone here in California complaining about being able to buy low cost personal health insurance. Only complaining is that its still a few months away.
R.P. McMurphy

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09/21/2013 08:10 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Looks like I might need to move back home.
California is lost.
 Quoting: Anonymous Coward 45922344


I don't see anyone here in California complaining about being able to buy low cost personal health insurance. Only complaining is that its still a few months away.
 Quoting: Fred 23476865


What? Do you make about 15 cents a post?
"Moral of the story is I chose a half measure when I should have gone all the way. I'll never make that mistake again.

==== ESTJ-a (Executive) 93% Extroverted, 82% Observant, 83% Thinking, 82% Judging,72% Assertive ====
Anonymous Coward
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09/21/2013 08:12 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Looks like I might need to move back home.
California is lost.
 Quoting: Anonymous Coward 45922344


I don't see anyone here in California complaining about being able to buy low cost personal health insurance. Only complaining is that its still a few months away.
 Quoting: Fred 23476865


It doesn't matter much what people in California think....the whole state will be under the Pacific Ocean at some point in the near future.
Anonymous Coward
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09/21/2013 08:17 PM
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Re: ~Obamacare~ States Opting out of the State Run Insurance Exchanges
Tell ya what sweetpea. You live in a State with Obamascare, then great... have it it.

Leave those who don't want Obamascare alone.

We'll have to build a fence around our State to keep you blood sucking parasites out.

You can keep all the parasites, the idiot obama voters, and the brain dead people who actually believe that crap.





GLP