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Health Care For $45 Per Month No Matter What You Earn

 
ohyea
User ID: 12751916
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01/28/2015 02:55 AM
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Health Care For $45 Per Month No Matter What You Earn
Christian Healthcare Ministries

That's Right, plans start at $45 per month no matter your age or your income, $5000 deductible and $125,000 max pay out per incident per year, they also have plans for $150 per month that has no deductible.

Obama Care Approved..


Me and my wife earn $70,000.00 per year and Obama Care wants us to pay $610.00 per month for the bronze plan that has a $6000 deductible, that's a rip off, Christian Healthcare Ministries won me over, we are healthy and need no medication so why pay out the nose for health care..

angel3
Anonymous Coward
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01/28/2015 03:01 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
LINK???
Anonymous Coward (OP)
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01/28/2015 03:03 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Here's the link

[link to www.chministries.org]
Anonymous Coward
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01/28/2015 03:04 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Really? Sounds too good to be true
Anonymous Coward
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01/28/2015 03:05 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Here's the link

[link to www.chministries.org]
 Quoting: Anonymous Coward 12751916


[link to medi-share.org (secure)]
Anonymous Coward (OP)
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01/28/2015 03:06 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Anonymous Coward (OP)
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01/28/2015 03:07 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Anonymous Coward (OP)
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01/28/2015 03:10 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Anonymous Coward
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01/28/2015 03:19 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Health Care is always a System based on Solidarity
and do not focus on one Person alone.

Your personal medical need is not important
as long as you are young and healthy.

@ Topic
ask them how much you need to pay when you are old/ older!
Anonymous Coward
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01/28/2015 03:31 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
Anonymous Coward (OP)
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01/28/2015 03:32 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
Anonymous Coward (OP)
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01/28/2015 03:41 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
This no snake oil folks, its the real deal, but if your the type that likes to see doctors every other week and take lots of medicine than this plan is not for you..

peace
Anonymous Coward (OP)
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01/28/2015 03:55 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
bump
Anonymous Coward
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01/28/2015 04:11 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
Anonymous Coward
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01/28/2015 05:07 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
 Quoting: Anonymous Coward 67453617


Giving Your Money To Insurance Companies Is The Stupid move.
Anonymous Coward
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01/28/2015 05:34 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Not only is this catastrophic insurance but they cap the max payout per incident so it really is not even true catastrophic insurance. My old man had heart surgery a few months back and the hospital bill alone was 220k for the 10 days he was there. That bill did not include the surgeons fees or the testing.

A few years back I had wrist surgery for a non union fracture and the insurance was billed 22k total for the surgery. In conversation with the doctor he mentioned there was another young man who did not have insurance and it ran him 17k out of pocket and that was with him finding him doctors who were willing to take less due to the circumstance. So I guess in my case it might have paid to have such an insurance however typically if you are going to have an ER visit it is 3-5k per incident, usually and hopefully they turn out to be nothing so really the only time insurance pays with deductibles so high is purely for catastrophic occurrences and with the cap that this specific insurance puts on the insured the only outcome where you save any money is if it is a minor operation that is not life threatening but requires surgery. I do not see this as a viable form of insurance even for those that might fall under financial hardship. Literally medicaid or finding pro bono work by new surgeons is probably the better route financially than paying into something where you seem to lose unless you fall in that small window where the bill is less than 125k.
Anonymous Coward
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01/28/2015 09:12 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
It looks like this is all pay up front and get reimbursed after sending all receipts and payments to CHM. Can anyone confirm?
Anonymous Coward
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01/28/2015 09:24 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
I'm not putting my social security number into their application.looks scam-ish to me.
Anonymous Coward
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01/28/2015 09:25 AM
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Re: Health Care For $45 Per Month No Matter What You Earn

 Quoting: Anonymous Coward 12751916


sounds too good to be true. take this couple for example...they pay $255 per month and racked up $70k in medical bill this year alone. that IS NOT sustainable.
Anonymous Coward
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01/28/2015 09:27 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
 Quoting: Anonymous Coward 67453617


What's the deductible on the Obamacare Bronze plan?
Anonymous Coward
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01/28/2015 09:28 AM
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Re: Health Care For $45 Per Month No Matter What You Earn

 Quoting: Anonymous Coward 12751916


sounds too good to be true. take this couple for example...they pay $255 per month and racked up $70k in medical bill this year alone. that IS NOT sustainable.
 Quoting: Anonymous Coward 63214768


How does Obamacare work?
ITZCOMING

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01/28/2015 09:54 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
There are several companies that do this. I researched it last year. And they are legitimately exempt form Obamacare.

I have good, fairly inexpensive insurance for the whole family. Work pay for most of it and they have not given any indication of doing anything different.

But, if push comes to shove and they raise prices like I have seen some places, I will join one of these.
Anonymous Coward
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01/28/2015 10:07 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
I just called healthcare.gov and they said they have never heard of it. I asked them if they're really aca approved and she said she did not know, as they only deal with insurance companies. I then asked her how I determine if they're really aca approved and she did not know. apparently there is no way to verify this, anyone can claim this I guess.
ITZCOMING

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01/28/2015 10:08 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
I just called healthcare.gov and they said they have never heard of it. I asked them if they're really aca approved and she said she did not know, as they only deal with insurance companies. I then asked her how I determine if they're really aca approved and she did not know. apparently there is no way to verify this, anyone can claim this I guess.
 Quoting: Anonymous Coward 63214768


Does not surprise me.

I have the info at home, but it's written in the rules that these organisations are exempt.
leelee

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01/28/2015 10:18 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
 Quoting: Anonymous Coward 67453617


What's the deductible on the Obamacare Bronze plan?
 Quoting: Anonymous Coward 67444138



Bronze:
Deductible is 3000 person 6000 family.
Max out of pocket is 6350 person 12700 family.

You'd be sick if you knew what the premium is.
Anonymous Coward
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01/28/2015 10:28 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
Christian Healthcare Ministries

That's Right, plans start at $45 per month no matter your age or your income, $5000 deductible and $125,000 max pay out per incident per year, they also have plans for $150 per month that has no deductible.

Obama Care Approved..


Me and my wife earn $70,000.00 per year and Obama Care wants us to pay $610.00 per month for the bronze plan that has a $6000 deductible, that's a rip off, Christian Healthcare Ministries won me over, we are healthy and need no medication so why pay out the nose for health care..

angel3
 Quoting: ohyea 12751916


So if the sickness/accident costs more than 125k then the person is responsible for the rest of the bill? That could get expensive.
Anonymous Coward
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01/28/2015 10:30 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
It's real, you just have to attend church & have the pastor sign off that you were there every Sunday.
BRIEF

User ID: 65696907
United States
01/28/2015 10:33 AM

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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
 Quoting: Anonymous Coward 67453617


That's the point. When people have to pay out of pocket they think before spending, when there's no deductible they just spend without thought.
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
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01/28/2015 10:35 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
 Quoting: Anonymous Coward 67453617


That's the point. When people have to pay out of pocket they think before spending, when there's no deductible they just spend without thought.
 Quoting: BRIEF


Yes, they end up clogging up doctor's offices with just a runny nose or because they are bored or just hypochondriacs.
Anonymous Coward
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01/28/2015 10:36 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
DAmn what a rip off, no wonder it's ACA-approved!
 Quoting: Anonymous Coward 40323941


Where's the rip off fool
 Quoting: Anonymous Coward 12751916


$5000 deductible? That basically catastrophic insurance, not very wise. Most everything else will be out of pocket.
 Quoting: Anonymous Coward 67453617



Some of us are healthy and young and only need catastrophic insurance.

You should try eating healthy, reading books and excercising instead of buying into the "Take the pills, take more, more, MORE!" Pharmacy propaganda.

If people weren't obese, being on medicine and having doctors would be a weird-o thing, like it was throughout human history until recently.

Insurance was originally created for catastrophes only. People lived long, healthy lives and didn't take pills everyday. Your brain must be sick too.
Anonymous Coward
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01/28/2015 10:38 AM
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Re: Health Care For $45 Per Month No Matter What You Earn
None of this shit is "health care".

It's all just prepaid medical services, most of which you'll never need or want.





GLP