Should a contractor carry general liability insurance?

Do you mean a building contractor? If yes, then yes.

It is a smart thing to have given the way people are these days.
I have never utilized it but have had it for a long time.
It makes sense if you are more than just a casual contractor.

YES! Without it if anyone gets hurt on the job, YOUR insurance would be responsible to cover any injuries.

Absolutely and if you hire one that does not, you're playing with FIRE.

General liability insurance is a must. There`s just too much shit going on at the site sometimes geberal liability insurance is a godsend.. a life saver.

Workers compansation is the killer to most small buisness`s.
Workers comp can be a few thousand $$ a year even if the small co. has no employee`s. It`s a total rip off because a worker/owner still needs the cert even if there are no employees.

I think you will see a greater interest in cash under table jobs, regulations are already out of hand taxes are punitive.

The goverment is just fucking themselves from this point on..

where do you get this from ?


a solo operator does not need workers comp.