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Black people are draining my small business. What should I do?

 
Enorm Uskowk
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User ID: 36010003
United States
05/15/2013 02:42 PM
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Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
Anonymous Coward
User ID: 38942157
United States
05/15/2013 02:45 PM
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Re: Black people are draining my small business. What should I do?
Put up a sign declaring: "We reserve the right to refuse service to anyone for any reason"

Then say "sorry, cash only"
Anonymous Coward
User ID: 25617630
United States
05/15/2013 02:45 PM
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Re: Black people are draining my small business. What should I do?
You have the right to accept or refuse whatever payment method you want from whomever you want, at your own discretion, unless you are a gov't agency.
davvi

User ID: 3677166
United States
05/15/2013 02:48 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


You can join a bad check data base or begin your own. And once someone has bounced a check you are not obligated to accept another check from that person.
davvi

User ID: 3677166
United States
05/15/2013 02:50 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


GTFO of the Black neighborhood you jew slum lord.
 Quoting: Anonymous Coward 32970891


:ntsa4:
Anonymous Coward
User ID: 1432018
United States
05/15/2013 02:51 PM
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Re: Black people are draining my small business. What should I do?
I have a small business too and I joke to my friends that i'm going to stop accepting checks from black women....they account for about 85% of all my hot checks.
Anonymous Coward
User ID: 37873170
United States
05/15/2013 02:52 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


Stop excepting checks. Easy.
Damrod

User ID: 6266696
United States
05/15/2013 02:52 PM
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Re: Black people are draining my small business. What should I do?
Look into tele-check. It scans the check and verifies funds available. It only takes a few seconds.

I have no idea if the charge a monthly fee for the service and equipment or if it is a per transaction fee.

Might be worth it and then you don't have to take anyone's bad checks.
Anonymous Coward
User ID: 38186984
United States
05/15/2013 02:54 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


In the town I live in you can only write checks at the local business with pre-auth by mgmnt.. maybe you can do something like that? Have the number of the check be over 1000?
Anonymous Coward
User ID: 15015575
United States
05/15/2013 02:54 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


If it's business accounts you're worried about losing, then only accept checks from corporate accounts.
Anonymous Coward
User ID: 39888957
United States
05/15/2013 02:55 PM
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Re: Black people are draining my small business. What should I do?
We stopped accepting checks. We get charged a few from the bank, and 80% of the time they bounce. Cash talks and gets ppl discounts
Anonymous Coward
User ID: 38186984
United States
05/15/2013 02:55 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


In the town I live in you can only write checks at the local business with pre-auth by mgmnt.. maybe you can do something like that? Have the number of the check be over 1000?
 Quoting: Anonymous Coward 38186984


AND.. they make a copy of the check and put it on the wall for everyone to see.
Anonymous Coward
User ID: 936918
United States
05/15/2013 02:59 PM
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Re: Black people are draining my small business. What should I do?
Look into tele-check. It scans the check and verifies funds available. It only takes a few seconds.

I have no idea if the charge a monthly fee for the service and equipment or if it is a per transaction fee.

Might be worth it and then you don't have to take anyone's bad checks.
 Quoting: Damrod



THIS ^ Telecheck is your friend.
Anonymous Coward
User ID: 39721824
United States
05/15/2013 03:00 PM
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Re: Black people are draining my small business. What should I do?
I operate a small business at which I accept checks.
I constantly get black people bouncing checks every time they shop here.
Just yesterday I had a check from a black guy for $6 bounce!

How can I not accept checks from black people without getting sued for discrimination? I have to accept checks because I do have customers that have to write checks from their company's account.

Man I feel stuck.
 Quoting: Enorm Uskowk


Don't accept checks.
Anonymous Coward
User ID: 936918
United States
05/15/2013 03:00 PM
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Re: Black people are draining my small business. What should I do?
Also, post a sign that says you don't take checks but then take your honest customers aside and tell them that you'll take a check from them no problem.
BRIEF

User ID: 381742
United States
05/15/2013 03:02 PM

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Re: Black people are draining my small business. What should I do?
Also, post a sign that says you don't take checks but then take your honest customers aside and tell them that you'll take a check from them no problem.
 Quoting: Anonymous Coward 936918


Yup, best policy...no exceptions! (except when the boss says so) wink
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
Anonymous Coward
User ID: 39616461
United Kingdom
05/15/2013 03:04 PM
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Re: Black people are draining my small business. What should I do?
i really would commit suicide mate
because if this is your last chance bastion for advice then you are fooked
Anonymous Coward
User ID: 39721824
United States
05/15/2013 03:04 PM
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Re: Black people are draining my small business. What should I do?
Accept EBT and you will become rich. Also, make sure all your merchandise is behind glass or bars.
BRIEF

User ID: 381742
United States
05/15/2013 03:05 PM

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Re: Black people are draining my small business. What should I do?
Accept EBT and you will become rich. Also, make sure all your merchandise is behind glass or bars.
 Quoting: Anonymous Coward 39721824


Ok, you want a pack of gum? I'll just get the keys...
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
Anonymous Coward
User ID: 38624289
United States
05/15/2013 03:08 PM
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Re: Black people are draining my small business. What should I do?
Yeah, don't accept personal checks. If they have the money in a checking account it should only take them a few minutes to go get some cash. And besides, who has a checking account without a debit card these days?
CommonCents

User ID: 39455430
United States
05/15/2013 03:09 PM
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Re: Black people are draining my small business. What should I do?
start accepting foodstamps, govt(taxpayer) backed!
Anonymous Coward
User ID: 1432018
United States
05/15/2013 03:09 PM
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Re: Black people are draining my small business. What should I do?
sometimes I think "god" put these nearly worthless creatures on this planet to just fuck with us and see how we have to deal with them.....as an experiment.
Anonymous Coward
User ID: 39721824
United States
05/15/2013 03:13 PM
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Re: Black people are draining my small business. What should I do?
Accept EBT and you will become rich. Also, make sure all your merchandise is behind glass or bars.
 Quoting: Anonymous Coward 39721824


Ok, you want a pack of gum? I'll just get the keys...
 Quoting: BRIEF


Fuckin' right. They'll steal anything that isn't bolted down. Those little thefts of packs of gum and other small things start to add up.

In St Louis there are tons of stores where the entire inventory is behind walls, even the clerk. It's like Hannibal Lector.
Anonymous Coward
User ID: 1389937
Estonia
05/15/2013 03:17 PM
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Re: Black people are draining my small business. What should I do?
Can't you accept checks only from companies?
BRIEF

User ID: 381742
United States
05/15/2013 03:21 PM

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Re: Black people are draining my small business. What should I do?
Can't you accept checks only from companies?
 Quoting: Anonymous Coward 1389937


and whites...
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
Anonymous Coward
User ID: 37911089
United States
05/15/2013 03:35 PM
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Re: Black people are draining my small business. What should I do?
All retail owners should use a sufficient funds verification service; I remember VeriCheck as being one of them: (LINK) [link to www.vericheck.com]
Anonymous Coward
User ID: 12680097
United States
05/15/2013 03:52 PM
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Re: Black people are draining my small business. What should I do?
If they "bounce" a check,the next time you see the deadbeat "bounce" a baseball bat off his skull......
Anonymous Coward
User ID: 1595910
United States
05/15/2013 03:54 PM
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Re: Black people are draining my small business. What should I do?
Look into tele-check. It scans the check and verifies funds available. It only takes a few seconds.

I have no idea if the charge a monthly fee for the service and equipment or if it is a per transaction fee.

Might be worth it and then you don't have to take anyone's bad checks.
 Quoting: Damrod


this dude. upgrayedd yo stuff mang.
BRIEF

User ID: 381742
United States
05/15/2013 03:55 PM

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Re: Black people are draining my small business. What should I do?
liar [post

and the op will get to go to hell and visit his mom who raised the little lieing brat

and the coward simpering dad that let it happen

way to go op

you get to go to hell and visit coward dad and bitch mom that raises liars
 Quoting: Anonymous Coward 17098041


You mad BRO?
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
Anonymous Coward
User ID: 39873433
United States
05/15/2013 04:00 PM
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Re: Black people are draining my small business. What should I do?
[link to usliberals.about.com]

In a sense we've come to our nation's capital to cash a check. When the architects of our republic wrote the magnificent words of the Constitution and the Declaration of Independence, they were signing a promissory note to which every American was to fall heir. This note was a promise that all men - yes, black men as well as white men - would be guaranteed the unalienable rights of life, liberty, and the pursuit of happiness.

And the right to write their own bad checks?
Anonymous Coward
User ID: 9655964
United States
05/15/2013 04:07 PM
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Re: Black people are draining my small business. What should I do?
Accept EBT and you will become rich. Also, make sure all your merchandise is behind glass or bars.
 Quoting: Anonymous Coward 39721824


Ok, you want a pack of gum? I'll just get the keys...
 Quoting: BRIEF


They do this in Russia.

Coming soon to USSA Comrade!





GLP