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Progressive AUTO insurance policy book: NUCLEAR WEAPON, CIVIL WAR, REVOLUTION, etc.

 
Anonymous Coward
User ID: 50970607
United States
10/10/2014 10:55 PM
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Progressive AUTO insurance policy book: NUCLEAR WEAPON, CIVIL WAR, REVOLUTION, etc.
So I was looking at my progressive auto insurance policy and on page 18 it states:

3. Loss due to or as consequence of:
A. Radioactive contamination
B. Discharge of any nuclear weapon (even if accidental)
C. War (declared or undeclared)
D. Civil war
E. Insurrection; or
F. Rebellion or revolution

I thought this was NUTS when I read it... Do they know something we don't know????

Please check out your policies and post what you find
Anonymous Coward (OP)
User ID: 50970607
United States
10/10/2014 10:57 PM
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Re: Progressive AUTO insurance policy book: NUCLEAR WEAPON, CIVIL WAR, REVOLUTION, etc.
Signs of the time... This is creepy. I really want to know what other policy books are saying...
Anonymous Coward (OP)
User ID: 50970607
United States
10/11/2014 12:46 AM
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Re: Progressive AUTO insurance policy book: NUCLEAR WEAPON, CIVIL WAR, REVOLUTION, etc.
why doesn't anyone find this weird????
The Dr.

User ID: 36511501
United States
10/11/2014 01:52 AM
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Re: Progressive AUTO insurance policy book: NUCLEAR WEAPON, CIVIL WAR, REVOLUTION, etc.
So I was looking at my progressive auto insurance policy and on page 18 it states:

3. Loss due to or as consequence of:
A. Radioactive contamination
B. Discharge of any nuclear weapon (even if accidental)
C. War (declared or undeclared)
D. Civil war
E. Insurrection; or
F. Rebellion or revolution

I thought this was NUTS when I read it... Do they know something we don't know????

Please check out your policies and post what you find
 Quoting: Anonymous Coward 50970607

Those are standard disclaimers/coverage exemptions.
Since they can not predict the possibility of those things they are not covered.
On household insurance usually earthquakes coverage is not standard, but sometimes if you pay extra you can add it.

Insurance like casino's play the odds, it it is not in the house's( insurance companies) favor, they don't cover it.
“An investment in knowledge pays the best interest.”
~ Benjamin Franklin
Anonymous Coward
User ID: 63080534
United States
10/11/2014 02:26 AM
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Re: Progressive AUTO insurance policy book: NUCLEAR WEAPON, CIVIL WAR, REVOLUTION, etc.
The Dr. got it. I am guessing OP has never read a policy before.

Homeowners, auto, general liability...every insurance policy I have ever had for decades has always had disclaimers on these things. Nothing new. Nothing conspiratorial. Just insurance companies covering their bases like they always do.





GLP